Car Insurance Is Now Becoming Ridiculous

angrycrow

You do realise that your 1980 insurance cost of £75 is the equivalent of around £303 in todays money so not actually any cheaper it's just everything is more expensive now but wages have risen as well.

stevepb101

DUTR wrote: »

He may have ost some no claims discount due to making the claim, He may not have been near his car but the car is parked on the road which in itself is risky and certainly more risky than parking off road.

So if you were sat in your living room tonight watching tv and someone ploughs into your car parked outside then your premium goes up substancially next year you would be happy with that and think that is right??
Well i definately wouldn't be,and it is wrong!:mad:

Do you work for a car insurance company by any chance?

stevepb101

tho wrote: »

Devils advocate - your mate could have factored in the snow, the ice, the corner, realised the chance of a out of control skid was higher and parked somewhere else?

Are you for real?
He was parked outside his house as normal!
The point i'm making is,if there is an accident and the person is not to blame,why should they suffer,it's ludicrous,just a money making racket basically.

shaun_from_Africa

stevepb101 wrote: »

So if you were sat in your living room tonight watching tv and someone ploughs into your car parked outside then your premium goes up substancially next year you would be happy with that and think that is right??

If where the car was parked put it at more of a risk than if it was parked elsewhere, then it's only right that the premium should rise.

None of the accidents here:
http://www.telegraph.co.uk/news/uknews/road-and-rail-transport/10675906/Time-to-move-40-cars-crash-into-home-in-14-years.html
were the fault of the house owner but don't you agree that his house is at a higher risk for damage for the than an identical house not on that bend?

tho_2

stevepb101 wrote: »

Are you for real?
He was parked outside his house as normal!
The point i'm making is,if there is an accident and the person is not to blame,why should they suffer,it's ludicrous,just a money making racket basically.

Yes I'm for real. So this winter, if it "snows, icy etc" is he going to park there again? If he does and someone else barrels into him is it still "ludicrous"?

Nodding_Donkey

My first car insurance cost about two weeks take home pay. It's a lot less than that now.

landlord2016

After passing driving test in London, one of my friend buy a car at 800.
His first year insurance 2000/yearly.

How can a family pay 2000 insurance .

Govt need to do some thing.

shaun_from_Africa

landlord2016 wrote: »

After passing driving test in London, one of my friend buy a car at 800.
His first year insurance 2000/yearly.

New driver with little or no experience driving on their own,

Driving in one of the most congested cities in the country,

Driving a very cheap vehicle, one that they may well not care too much if it gets the odd knock or scrape.

Any one of the above would put your friend in a reasonably high risk category but all 3 would mean that they are a very high risk for the insurers.

angrycrow

landlord2016 wrote: »

After passing driving test in London, one of my friend buy a car at 800.
His first year insurance 2000/yearly.

How can a family pay 2000 insurance .

Govt need to do some thing.

They were looking to make changes to the payout amounts and costs for low value whiplash claims as part of the moj reform. A certain brexit related nonsense put that on the back burner. However having read the proposals don't hold your breath on premiums reducing if the changes come into force, most medical experts have already stopped using the term whiplash to protect their revenue stream.

DUTR

stevepb101 wrote: »

So if you were sat in your living room tonight watching tv and someone ploughs into your car parked outside then your premium goes up substancially next year you would be happy with that and think that is right??
Well i definately wouldn't be,and it is wrong!:mad:

Do you work for a car insurance company by any chance?

I never park my car outside, even if I go in the house a for a few minutes, I put the car away (on my road all be it 30 mph, folk race along it) , if I go to my GF , I park on her frot garden even though her road is not a through road.
No I don't work for insurance, I just don't go around with impunity, irrespective of fault I'd rather read about it happening to somebody else than be filling in forms etc.