We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
How to determine age of house

RedFraggle
Posts: 1,376 Forumite


I know this has been asked before but believe I've done the legwork and I'm still uncertain as to what to declare as the date built for insurance purposes......
House is a 3 bed semi, number 27
Looking at historical maps.....
1938 map: houses up to 23 are shown in solid blocks. 25 and 27 are shown as outline only
Next available OS map is dated 1938 to 1953
House is shown as a solid block.
Owner is declaring 1939 based on title deed.
Title deed has an original transfer date of 1939 but refers to restrictions on buildings to be built (stipulates semi detached or detached and plans to be submitted) rather than as existing dwelling.
House looks like a 50s build not a 30s build. The earlier numbers definitely look 30s.
Mortgage valuation surveyor said 1950 as estimated year of build.
My conclusion is that the plot was bought in 1939 but not built on until post war and I should declare it at 1950 as per the valuation report.
It's a private road .
Thoughts?
House is a 3 bed semi, number 27
Looking at historical maps.....
1938 map: houses up to 23 are shown in solid blocks. 25 and 27 are shown as outline only
Next available OS map is dated 1938 to 1953
House is shown as a solid block.
Owner is declaring 1939 based on title deed.
Title deed has an original transfer date of 1939 but refers to restrictions on buildings to be built (stipulates semi detached or detached and plans to be submitted) rather than as existing dwelling.
House looks like a 50s build not a 30s build. The earlier numbers definitely look 30s.
Mortgage valuation surveyor said 1950 as estimated year of build.
My conclusion is that the plot was bought in 1939 but not built on until post war and I should declare it at 1950 as per the valuation report.
It's a private road .
Thoughts?
Officially in a clique of idiots
0
Comments
-
0
-
The only ‘professional’ (I’m using that term advisedly) that’s seen the house told you that, in his opinion it’s a 1950’s build so go with that and stop overthinking things.0
-
It would be worth a look on google earth at the historical images. We were told our house was 1850s but looking on google earth only the first 5 houses of the street were built by 1859 the next date was 1870 and the rest were built by then so we now assume it was actually the 1860s ours was built but like yours the land was acquired in the 50s0
-
It would be worth a look on google earth at the historical images. We were told our house was 1850s but looking on google earth only the first 5 houses of the street were built by 1859 the next date was 1870 and the rest were built by then so we now assume it was actually the 1860s ours was built but like yours the land was acquired in the 50s
How did google earth get pix of 1850s ?I am not a cat (But my friend is)0 -
Could have been built in the 1940s. My late parents' house was built in 1946, exactly the same style as the ones across the road built in 1938/9.If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0
-
If the house was built by September 1939 it will show up on the 1939 register. You can search by address here
https://search.findmypast.co.uk/search-world-Records/1939-register0 -
RedFraggle wrote: »My conclusion is that the plot was bought in 1939 but not built on until post war and I should declare it at 1950 as per the valuation report.
Another possibility, depending on the area, is an original ~1939 house was destroyed during the war and the plot wasn't redeveloped until the 1950's.
OS maps aren't always a reliable source - the revision process doesn't necessarily include every change at or around the time it happens.
But if you've been professionally advised 1950's then you've probably got the answer you need already"In the future, everyone will be rich for 15 minutes"0 -
Perhaps the builders stopped building houses and did something else , say, between 1939 and 1945?0
-
Due to the War, the last urban development I lived in was begun in 1937 and not completed until 1952.
There were very subtle external differences between the earliest houses and the post-War ones, but they all looked the same to a casual observer, especially as virtually all had been altered with new window and door designs.0 -
Perhaps the builders stopped building houses and did something else , say, between 1939 and 1945?
Did my use of the phrase "post war" give it away?
The insurers want an actual year so I'm going to go with 1950 as per the valuation report.
Thanks folks.Officially in a clique of idiots0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.7K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 452.9K Spending & Discounts
- 242.7K Work, Benefits & Business
- 619.4K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards