The Edcawber Principle

Karmacat

michelle09 wrote: »

Those people that refuse to admit they could ever do something wrong on the other hand....

I am perfect in my mistake-making

It's because I've had such a lot of practice, of course

AlexLK

How old is your daughter now, Ed?

I found taking my son to nursery very difficult as he was always home with me, we always found things to do and I focused my time on being a parent rather than dealing with a business which wasn't really working. You will miss her terribly when she goes if you're usually home with her. My son went for two afternoons per week; he loved it at first, had a great first year but the next year prior to him starting school was very difficult.

edinburgher

DD is nearly three Alex. She has attended nursery since she was one (two days a week). She will go up to 2.5 days in August, although the government will cover 80% of the cost.

We always viewed it as important that she went to nursery, I can see now that it's all too easy for only children to lack social confidence, thankfully not one that we worry about :j

AlexLK

Wow, time flies. Can!!!8217;t believe your daughter is nearly three as I can remember you announcing her birth on here and that seems a very short time ago.

If I did it again (not likely :rotfl:), I!!!8217;d do something similar to you and I think he!!!8217;d be in a better position had he gone to nursery earlier. Also agree re social confidence in childhood, my son isn!!!8217;t great with other children if I!!!8217;m honest.

edinburgher

Another Monday (well Tuesday) rolls around and back to work. It's a miserable cold day in Glasgow and I miss the holiday already!

I had a lovely birthday weekend, Easter was good fun and DD is starting to go back to something approaching a normal sleep pattern. I did, however, end up with a stinking hangover yesterday :eek:

£293.47 paid off a CC (regular Monday payment and some Am@zon voucher recycling). One of the 'big' CCs has now fallen to below 60% utilisation, so it's time to focus my attention on the next scariest card.

I am fretting a little because I will have burned through our reserved savings at the current rate by the end of September. This should be sufficient to take us below 60% utilisation in total, but I'll need to think about BT by May of next year and it is still a lot of debt.

I will have my 13th pay, cost cutting, cashback, interest and FIT monies to add towards the minimum payments, but I will miss the Monday lump sums. I would give some thought to a second job, but I don't know how on earth I'd fit it in, maybe delivery driving?

edinburgher

£1.87 paid off a CC (piddling interest from failed P2P loans).

Submitted a cashback claim after cashback for our new washing machine failed to track.

edinburgher

£10.20 paid off the wrong CC :mad: Amaz0n voucher recycling to buy sun cream and after sun for our May holiday Hey ho, I suppose it's all debt! :rotfl:

And £10 paid off the right CC, after a successful Zopa referral for another forumite :beer:

beanielou

Can I please ask how you know the credit utilisation on the CC's?

beanielou

Oh & my DS has done delivery driving for a well known pizza chain & he loved it. The pay is not too bad & if your car is ok it might work for you

A_Frayed_Knot

edinburgher wrote: »

Another Monday (well Tuesday) rolls around and back to work. It's a miserable cold day in Glasgow and I miss the holiday already!

I had a lovely birthday weekend, Easter was good fun and DD is starting to go back to something approaching a normal sleep pattern. I did, however, end up with a stinking hangover yesterday :eek:

I am fretting a little because I will have burned through our reserved savings at the current rate by the end of September.

Same here, back to work today after 14 whole days off but it's not as cold as yesterday, but still tried to snow today as well.

Glad you had a lovely birthday weekend :beer: - Happy Belated Birthday (I was away for mine, sunning myself in the wee yellow bird islands last week not a hangover in sight for me - miss goody two shoes :rotfl::p

Know how you feel about dwindling savings - I just had to go through each account I have and just about empty them for that flaming big bill that comes round each year. I could greet when paying it out, thinking I could be paying that off my mortgage, then would defo be MF by the end of this year, but not so - so keep plodding on.