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Convert money before or after interest rate rise

I am wanting to convert UK £'s to US $'s for a trip on the 15th Nov.

Am I best to wait until after the decision on the interest rate this coming week or get the money now?

I know you are not mind readers but does anyone know historically if the interest rate rises do we get a better exchange rate?

Comments

  • richardw
    richardw Posts: 19,464 Forumite
    Part of the Furniture 10,000 Posts
    How many US$ do you want to buy?
    Posts are not advice and must not be relied upon.
  • About $750. I will also have my credit card but in the little town of Redneckville (not the real name!!) where I am staying cash is king!
  • richardw
    richardw Posts: 19,464 Forumite
    Part of the Furniture 10,000 Posts
    For $750 I wouldn't worry about it.
    Posts are not advice and must not be relied upon.
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    swerdnji wrote: »
    About $750. I will also have my credit card but in the little town of Redneckville (not the real name!!) where I am staying cash is king!

    If you have a fee-free card like Halifax Clarity, try and find out if there are any ATMs in town that don't charge a fee - then you can just withdraw cash when you get there. However, most ATMs in the US do charge a fee.

    As for the interest rate rise, the markets are expecting it. So Sterling might rise a bit if it's confirmed, but it won't be a massive shift. On the other hand, if they decide not raise interest rates it will be a surprise for the markets so Sterling will probably drop by a larger amount.
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
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