Insuring an additional vehicle.

Warwick_Hunt

I currently have two vehicles each will their own fully comp insurance and both with maximum no claims.

What's the most cost effective way of insuring a third vehicle?

I obviously haven't any no claims bonus to use with the third car, so doe anyone know of a good broker who can get the best cost effective cover?

[Deleted User]

Surely as a police officer you should know the answer

Gloomendoom

Warwick_Hunt wrote: »

I currently have two vehicles each will their own fully comp insurance and both with maximum no claims.

What's the most cost effective way of insuring a third vehicle?

I obviously haven't any no claims bonus to use with the third car, so doe anyone know of a good broker who can get the best cost effective cover?

I had this problem a couple of years ago and just rang the company (not a broker) that insured my other cars. They gave me a two year NCD on the third car.

I can't remember who it was though.

GunJack

Warwick_Hunt wrote: »

I currently have two vehicles each will their own fully comp insurance and both with maximum no claims.

What's the most cost effective way of insuring a third vehicle?

I obviously haven't any no claims bonus to use with the third car, so doe anyone know of a good broker who can get the best cost effective cover?

Something like admiral's multicar policy maybe? Might get all 3 on one?

marlot

My existing insurer simply matched my existing (full) NCD as long as I agreed to stay with them for a couple of years. If I left after 1 year they'd give me a letter saying 1 years NCD on the extra car.

Seemed fair to me.

Herzlos

How many drivers are there? I assume to get 2 cars with 2x full NCDs there's 2 owners?

Trying a multicar policy seems the obvious route; presumably they take NCD into account across all vehicles as well as potentially having a discount for multiple cars.

Warwick_Hunt

Herzlos wrote: »

How many drivers are there? I assume to get 2 cars with 2x full NCDs there's 2 owners?

Trying a multicar policy seems the obvious route; presumably they take NCD into account across all vehicles as well as potentially having a discount for multiple cars.

At the minute two drivers but it will go to three. Multicar policy's I've tried online only allow no claims on one of the vehicles.

Warwick_Hunt

treboeth wrote: »

Surely as a police officer you should know the answer

Please do enlighten us on your helpful comment.

takman

Warwick_Hunt wrote: »

I currently have two vehicles each will their own fully comp insurance and both with maximum no claims.

What's the most cost effective way of insuring a third vehicle?

I obviously haven't any no claims bonus to use with the third car, so doe anyone know of a good broker who can get the best cost effective cover?

Saying "maximum no claims" isn't really a very useful statement. Each insurance company will have a different maximum number of years no claims discount they will offer. So the number of actual years is the important thing and not that they are at that specific companies maximum.

[Deleted User]

Warwick_Hunt wrote: »

Please do enlighten us on your helpful comment.

So you are not a police officer?
Under this and your previous usernames(of which there have been many) you always try and give the impression of being an officer, is it not true?
Are you going to get abusive towards me again?

Warwick_Hunt

treboeth wrote: »

So you are not a police officer?
Under this and your previous usernames(of which there have been many) you always try and give the impression of being an officer, is it not true?
Are you going to get abusive towards me again?

What has been a police officer got to do with the question posed?

There weren't mulitcar policies in the 80's.