Chip & pin cards

Akahotpot

Umm i have a different pin for my debit and CC cards but all the CC,s are the same pin

bris

Where does the OP say they have the same pin? How did you manage to come to the conclusion that they had the same pin in the first place? A presumption has taken this thread in the wrong direction.

RG2015 wrote: »

Input from my wife. Nobody in any bank is meant to know your PINs. How then would they know if you had used the same PIN on more than one card?

They don't, what they mean is the cards were used with a pin number, so they are not covered. They don't know the pin numbers but they do know they were used.

RG2015

bris wrote: »

Where does the OP say they have the same pin? How did you manage to come to the conclusion that they had the same pin in the first place? A presumption has taken this thread in the wrong direction.

They don't, what they mean is the cards were used with a pin number, so they are not covered. They don't know the pin numbers but they do know they were used.

You are correct. The post had been diverted by the suggestion that 2 stolen cards being compromised implies the same PIN on both. Thereafter it moved on to new Ts &Cs forbidding the use of the same PIN on more than 1 card.

There is no indication that the loss is not covered. The OP must make a claim as soon as possible.