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Should I get fibreoptic BB and should I switch from BT?

I have been on BT a couple of years and receive the landline, normal speed BB (about 12mp download speed) and the sports channels. I usually end up paying about £65 for the lot, mainly cos I didn't cancel the free sports channels and now pay for them.

I am not a heavy user in terms of downloads, I live by myself download the odd album but don't play games or download films. I have recently bought a Firestick though for watching streams, is it advisable to get a speed upgrade for this? They've offered me a new deal for what I currently get at about £45 per month, is that reasonable? I would have signed up, but unsure if I need the faster speed? Should I pay another £15-20 just to get fibreoptic?

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