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FinancialBliss: My mortgage free journey…

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  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi FB, that's such tremendous news - I hope Mrs Bliss has come down to earth now - what an amazing and beautiful gift.

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • someday_soon
    someday_soon Posts: 141 Forumite
    Mortgage-free Glee! Debt-free and Proud!
    Fantastic news FB.:T Is Mrs FB aware of how many wandering internet lost souls have been converted to your path over the years:rotfl:
    Completely Debt Free 2009:j

    Completely Mortgage Free 2013:j
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    You could make it into a movie
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • TallGirl
    TallGirl Posts: 6,226 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Big congratulation from me as well that is fantastic news. I cannot wait for the next challenge to begin and the next chapter of your diary if you are going to keep it going.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Congratulations on being Mortgage Free, FB and family :T
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done FB, fantastic news :T:T:T:T:T. Crikey, I think you're the 1st of the really old-timers (IYSWIM) to achieve it :j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Peonie
    Peonie Posts: 1,471 Forumite
    Congratulations, what an amazing surprise for Mrs FB. How did she take the news that you'd cleared the bank accounts?

    I hope you don't disappear, I really enjoy your diary.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    FB big congratulations, you have always been an incredible contributor to these forums putting in incredible work on our behalf for the MFI3T2 thread.

    Thanks for everything you have and are doing for the rest of us and congratulations for getting there yourself in the meantime.

    Great teaser on how you revealed it !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • greent
    greent Posts: 10,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations! :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    :T:T:T:TMore congratulations from a long-time lurker:T:T:T:T
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
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