Benefits to be replaced by loans!

annandale

There are people on universal credit who have lost their homes due to the amount of time it has taken to process their claims which obviously includes their housing element

bloolagoon

Loans on benefits have always been around. Many on tax credits then need to repay as annually earn more.

Universal credit advance is a loan.

In some way taxing benefits is a form of loan as they pay it in full then recoup the tax when working.

teddysmum

venison wrote: »

What is likely/possible to happen in the future is a universal income i.e everybody will get an income of £x and all benefits inc pensions will be abolished as will all tax allowances, its already happening in a couple of countries and mp's seem keen on the idea.

A couple of people have suggested that I have misunderstood the meaning of this post but the words shown in bold do suggest an income for everyone as opposed to an income when on benefits.


This was intended in the 'ideal' communist state, but as in Animal Farm ,some were 'more equal than others'.

Ames

teddysmum wrote: »

A couple of people have suggested that I have misunderstood the meaning of this post but the words shown in bold do suggest an income for everyone as opposed to an income when on benefits.


This was intended in the 'ideal' communist state, but as in Animal Farm ,some were 'more equal than others'.

Everyone gets the Citizen's Income which pays for the basic necessities. Unlike under communism, people are then free to work to earn money for anything they want above that.

It's been done to death on DT.

trigger_fish

bloolagoon wrote: »

Loans on benefits have always been around. Many on tax credits then need to repay as annually earn more.

Universal credit advance is a loan.

In some way taxing benefits is a form of loan as they pay it in full then recoup the tax when working.

Wrong.

That is an overpayment.

Usually due to HRMC incompetence.

trigger_fish

teddysmum wrote: »

A couple of people have suggested that I have misunderstood the meaning of this post but the words shown in bold do suggest an income for everyone as opposed to an income when on benefits.


This was intended in the 'ideal' communist state, but as in Animal Farm ,some were 'more equal than others'.

The idea is a basic citizens income for everyone.

Above that you earn what you can or wish.

trigger_fish

Mersey wrote: »

But again, it isn't a false picture. You can argue it's unrepresentative certainly, but those people do all exist. It's sadly that they tend to often live in the same areas (B&Bs, rundown coastal resorts, inner cities and outer council estates), so people either won't know anyone like that or will recognise rather a lot!


Indeed the cross breaks from a poll earlier in the year showed that even unemployed claimants believed some benefits were too generous, whereas the only group to complain that welfare cuts were their main concern were 2% of ABs (professionals etc)


Sadly it tends to be out-of-touch middle class MPs claiming to talk on behalf of working class people who say there must be no cuts to welfare.


Indeed in the thankfully only 6 week period I have ever claimed JSA 15 years ago (so only involving 4 visits to the local JCP), I overheard a drug dealer and a benefit fraudster openly discussing their 'other work' whilst waiting to sign(!)


Yes, it's wrong to tar all claimants as !!!!less; but, it's equally wrong to somehow pretend that all are genuine in the way they may have been at the inception of the welfare State.


Sadly, I think we all recognise that there has been a decline in standards and society over the past 50 years. We'll probably all cite differing causes for this, but it is borne out in various surveys, as well as recorded statistics covering everything from bogus insurance claims to ASBOs.

You are a fraud pal.

Office for national statistics says extrapolated benefit fraud is 0.7%.

Yes, extrapolated..

shafted-

People such as me who have been hit and clobbered by the evils of so called "welfare reform" i.e. bedroom tax and poll tax mk2 don't owe anybody anything. Hate me as much as you like, I cdouldn't care less.

antrobus

venison wrote: »

...What is likely/possible to happen in the future is a universal income i.e everybody will get an income of £x and all benefits inc pensions will be abolished as will all tax allowances,

It is very unlikely to happen. The additional fiscal cost is in the billions.

It is one of those things that appears to be a good idea, but seems much less so when you crunch the numbers. And a number of pople have crunched the numbers. What some people fail to understand is that there are millions of people in the UK who neither pay tax nor receive benefits.

antrobus

teddysmum wrote: »

..This was intended in the 'ideal' communist state, but as in Animal Farm ,some were 'more equal than others'.

Not really. In the 'ideal communist state' nobody gets paid anything because there is no money - From each according to his ability, to each according to his needs. And the state is supposed to wither away.