National Insurance Credits Waste OF Time

StateOfUK

Hi all my partner of 14 years and 2 children later used to work in a convenience store until held up with at gunpoint in an armed robbery.

The lady at the job centre to be fair has been brilliant and the DWP have been awful.

I’ve been preparing her for being stitched onto Jobseekers and although shy and timid she has come on from the support group and being suicidal and barely functioning to a point I feel applying Job seekers pressure will cause harm.

I have second property which is a renovation project bought outright and no loans needed to complete it.

My thoughts are she drives my car and it has fuel in it, I could set up a joint account and there would be my money in it to pay for food etc.

Why would she want to go to a WCA which we all know is completely BS, when I can cover the money she had on support group with ease.

Also as it is our new second home it isn’t work or a job site- therefore other than crappy national insurance contributions towards a worthless pension at a later date- what’s the point of an assessment?

Further to this the refurb is 2 years so in grand scheme of things DWP will not be up her backside with a load of harassment and if she straightened herself out could be self employed later on.

If we ever split I could pay the 2 years of NI if an issue- but I see it as worthless

Your thoughts please

NYM

My thoughts?

It's very ermm, generous of you to support your partner and the mother of your children. Yes, very ....generous.

Darksparkle

It’s completely up to her if she wants to claim benefits or not.

StateOfUK

She had a Job centre advisor before I ever knew her and it’s pretty heartless unless you have seen the effects of mental health first hand.

If it makes you feel better my current account has six digits in it, I could easily employ her if she was ready and capable in our business. Sadly I think 16 - 20 hours a week in a people free environment are about her limit.

If you can supply her a job that her mental heath problems can manage- be my guest.

You can’t help who you fall in love with and I’m in a privileged position to be able to remove her from the disgusting situation that DWP / government create currently as UN reported on.

I’m sorry if at 38 my house is paid off, my business is profitable and I can afford a second home to move into at a later date.

Hard work will get you what you want with a little charm and luck.

Darksparkle

Do you honestly think anyone on here cares what your bank balance is?

Do you actually have a question about benefit entitlement or do you just want a pat on the back?

cte1111

How old are your children? If the child benefit is in your partner's name and your youngest child is under 12, then she will be automatically receiving NI credits.

https://www.gov.uk/national-insurance-credits/eligibility

konark

Sorry if I'm missing something here but if you have a successful business and a second property your partner will not be eligible for JSA so won't be getting any hassle from the DWP.

They can sign on for NI contributions if they want to but will have to prove they are looking for work. How much hassle they will get is debatable, they may apply a 'light touch' as no other benefits are claimed..

StateOfUK

cte1111 wrote: »

How old are your children? If the child benefit is in your partner's name and your youngest child is under 12, then she will be automatically receiving NI credits.



At last a sensible reply and thank you.

For those who don’t understand Mental health issues It is hard to explain.
My partner obsessed on locked windows and doors as frightened of someone breaking in, we have moved to point she now is more settled.

1) can drive ( it took a long time to get her to feel safe to do this) and only to relatives.
2) she just about manages a supermarket early evenings with someone there
3) The windows are open in summer and backdoor unlocked
4) managed to get her to do a list of things when I drop her off at other property

Being held up for her was worse than the guy who robbed the store- he got a sentence and carried on with his life.

Progress has been really slow and I half wish from the comments Removed from the thread that I had never posted here.

I hope in 24 months she can either join my company or get a job of her choice, I don’t think 20k a year for nothing would help her in the long run and the 2500 square feet will be our next home- plenty of things to do as semi derelict and looking to spend fair bit on improvements.

StateOfUK

konark wrote: »

Sorry if I'm missing something here but if you have a successful business and a second property your partner will not be eligible for JSA so won't be getting any hassle from the DWP.

They can sign on for NI contributions if they want to but will have to prove they are looking for work. How much hassle they will get is debatable, they may apply a 'light touch' as no other benefits are claimed..

Pass -reams of toilet paper in the post to her, will print tax credit link posted in thread and tell DWP to take a jump.

fishybusiness

Have I missed something?

Why are you even involving the benefits system, pay the NI contributions up, keep them topped up, ensure your partner has access to money, maybe support her through therapy, and above all, give her time without DWP intervention.