Benefit entitlement when receiveing 20k frim house sale.

Carrieanne

Sure. Ultimately though it would be down to the opinion of an anonymous Decision Maker. I suppose it wouldn't be uncommon for someone in the OP's situation to spend £4K in a matter of weeks on any number of goods and/or services. It would raise an eyebrow if, for example, a TV, Laptop and cooker all conked out to need replacing along with the three piece suite that paint had spilt on, plus that £1,000 10-day all inclusive holiday in the Dominican Republic.

Cactus_Jack

I didn't want to create a new thread so I'll add it here as it is relevant:

Is there NO exceptions to the no JSA if over £16k rule?

I'm being totally honest with them and as such I'm receiving nothing now my contribution based element has ended. But my capital clearly doesn't provide anything like an income

xylophone

But my capital clearly doesn't provide anything like an income

I think the idea is that you must use the capital as an income replacement until it is reduced to a level where you are eligible to claim means tested benefits.

trigger_fish

OP-I take no pleasure in typing this but if you have to pay daily living expenses, mortgage/full rent, full council tax , dentist, prescriptions, then you'll soon find yourself below the 16k threshold.

TELLIT01

trigger_fish wrote: »

OP-I take no pleasure in typing this but if you have to pay daily living expenses, mortgage/full rent, full council tax , dentist, prescriptions, then you'll soon find yourself below the 16k threshold.

Very true. The OP just needs to keep a careful note of expenditure and then claim JSA again as soon as savings drop below £16k.

trigger_fish

I'm interested in the driving angle.

We don't know whether the OP drives or not.

As virtually everyone on nights will tell you personal transport in the vast majority of places is essential so going on the angle of improved employment prospects then driving lessons or an upgrade of the car seems reasonable to me.

But again at the whim of the decision maker who could see it as deprivation of capital.

At least with that you might feel that you have gained something from the money not just chucked it into the great black hole.

TELLIT01

trigger_fish wrote: »

I'm interested in the driving angle.

We don't know whether the OP drives or not.

As virtually everyone on nights will tell you personal transport in the vast majority of places is essential so going on the angle of improved employment prospects then driving lessons or an upgrade of the car seems reasonable to me.

But again at the whim of the decision maker who could see it as deprivation of capital.

At least with that you might feel that you have gained something from the money not just chucked it into the great black hole.

Neither driving lessons nor purchasing a decent car are likely to considered to be deprivation of capital. It's all about proportionality. Buy a car for a few grand isn't going to create a problem. Blow the whole £20k on a car and it probably would create a problem.

PollySouthend

It's not wasted.

I saved for a house deposit but when I became unable to work I spent most of my 40k on living, whereas if I haden't of saved a penny it would have be paid for. That's life.