Why doesn't everyone just buy Vanguard LifeStrategy?

zoebel

Thanks for your feedback, but please let's keep it social and go easy on the balderdash. Try not to get your comments removed, due to their abusive nature, in future (sorry, whoever you were, I can't remember your name).

After all, it's only money. You can't take it with you! :beer::money:

PatelA

Sorry to bring up an old thread, but does anyone have any recommendations on good active managed funds to use? I am slightly put off that Vanguard seems to be too UK-focused from what i have read.

Alexland

PatelA wrote: »

Sorry to bring up an old thread, but does anyone have any recommendations on good active managed funds to use? I am slightly put off that Vanguard seems to be too UK-focused from what i have read.

Have you considered the HSBC Global Strategy fund series? Although mostly passive it has some tactical asset allocation and the UK is in proportion to global capitalisation.

Alex

Nardge

Good afternoon,

There has been much discussion in the forums regarding S&S and it's myriad variations!

I've tried to glean the essentials, and have also read MSE's S&S Guide beforehand

I'd be grateful if you could kindly confirm/refute/answer the following:

Vanguard Life Strategy:

Is amongst the best for someone who:

• Doesn't have much spare time
  
  
• Has relatively minimal knowledge/understanding
  
  
• Wants relatively cheap all-round fees
  
  
• Seeks broad diversity
  
  
• Seeks international investment e.g. China, and also within the UK
  
  

Does anyone know of any cashback links for opening the same?

Does anyone have a referral they'd like me to use for an agreement made by Private Message?

Stocks and Shares:

• Unless one has a vast amount of money non-ISA S&S is the preferable option?
  
  
• Switching non-ISA to ISA is only possible via Cash ISA (with attendant financial expense)?
  This would arise if/when I felt the latter was more favourable
  
  
• There is little point/no benefit in having several S&S ISA open concurrently (contrast P2P (Peer-to-Peer) ISAs)?
  
  
• It is possible to funnel P2P ISAs directly (from Holding Accounts) into S&S ISA?
  

Thanking you in advance

With Kind Regards

ColdIron

Duplicate post (the 4th). You don't need to post the same question on many threads. See
https://forums.moneysavingexpert.com/discussion/comment/75579987#Comment_75579987

Nardge

ColdIron wrote: »

Duplicate post (the 4th). You don't need to post the same question on many threads. See
https://forums.moneysavingexpert.com/discussion/comment/75579987#Comment_75579987

Noted! It was an exception
Yes this time I posted across several threads due to time-urgency in gaining clarification

To anyone else reading the above, maybe post on the S&S ISA to keep the conversation in one place

webjaved

Nardge wrote: »

Noted! It was an exception
Yes this time I posted across several threads due to time-urgency in gaining clarification

To anyone else reading the above, maybe post on the S&S ISA to keep the conversation in one place

Maybe just post in one place and wait till someone gets back to you.