Why doesn't everyone just buy Vanguard LifeStrategy?

Nardge

Good afternoon,

There has been much discussion in the forums regarding S&S and it's myriad variations!

I've tried to glean the essentials, and have also read MSE's S&S Guide beforehand

I'd be grateful if you could kindly confirm/refute/answer the following:

Vanguard Life Strategy:

Is amongst the best for someone who:

• Doesn't have much spare time
  
  
• Has relatively minimal knowledge/understanding
  
  
• Wants relatively cheap all-round fees
  
  
• Seeks broad diversity
  
  
• Seeks international investment e.g. China, and also within the UK
  
  

Does anyone know of any cashback links for opening the same?

Does anyone have a referral they'd like me to use for an agreement made by Private Message?

Stocks and Shares:

• Unless one has a vast amount of money non-ISA S&S is the preferable option?
  
  
• Switching non-ISA to ISA is only possible via Cash ISA (with attendant financial expense)?
  This would arise if/when I felt the latter was more favourable
  
  
• There is little point/no benefit in having several S&S ISA open concurrently (contrast P2P (Peer-to-Peer) ISAs)?
  
  
• It is possible to funnel P2P ISAs directly (from Holding Accounts) into S&S ISA?
  

Thanking you in advance

With Kind Regards

ColdIron

Duplicate post (the 4th). You don't need to post the same question on many threads. See
https://forums.moneysavingexpert.com/discussion/comment/75579987#Comment_75579987

Nardge

ColdIron wrote: »

Duplicate post (the 4th). You don't need to post the same question on many threads. See
https://forums.moneysavingexpert.com/discussion/comment/75579987#Comment_75579987

Noted! It was an exception
Yes this time I posted across several threads due to time-urgency in gaining clarification

To anyone else reading the above, maybe post on the S&S ISA to keep the conversation in one place

webjaved

Nardge wrote: »

Noted! It was an exception
Yes this time I posted across several threads due to time-urgency in gaining clarification

To anyone else reading the above, maybe post on the S&S ISA to keep the conversation in one place

Maybe just post in one place and wait till someone gets back to you.