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Mobile Insurance HELP!!

liv
liv Posts: 279 Forumite
I have recently bought a Nokia N95 from Carphone WArehouse. When I bought the phone they offered me insurance for £160 a year! Determined I could find something cheaper online I declined. Have been looking at a number of internet options where the policy seems to be about £70 but reading the small print there is an excess charge of £50 per claim.

Realising that just one claim would therefore mean the price is just £40 less than the carphone warehouse price I thought I might as well take there's out but I have now been informed that I am out of the 14 day insurance offer so can not take it out! ARGHHH!!

Does anyone know of an alternative internet mobile insurance company which does not charge a £50 excess fee for a 3G phone! Every day it's not insured means another day of me panicking!!

THanks
Comping Wishlist 2012 [*]Ipad [*]Iphone [*]Wedding Dress

Best Wins Ever V Festival Tickets, Trip to JD gig in Tennessee, mobile from Virgin blog comp, Luxury London weekend worth £1500

Wedding Weightloss Lost: 3 Kg -->To lose:11Kg
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