If my daughter has a LISA and her partner has a HTB ISA,can we use them both together

Nigel_Baker

Hi,

My daughter intends to transfer her HTB ISA into a LISA to make the most of the additional allowance, but her partner won't be able to save that much, so wants to keep it in a HTB ISA for the higher rate.

When they come to buy a property, can they use them both together. I know you can use two HTB or two LISAs between a couple, but I've not seen any concrete statement that you can use one of each between a couple.

I can't see why not, but I'd like some another opinion if anyone knows for certain.

Thanks,

Nigel

Neil_Jones

Interesting, its documented that you (as a single person) can't use the bonus from the LISA and the H2B together. Presumably, and I can't find anything to the contrary, this applies also to couples.

Gov.uk says under the "buying with someone else" section:

https://www.gov.uk/lifetime-isa wrote:

If you have a Lifetime ISA and a Help to Buy ISA, you can only use the government bonus from one of them to buy your first home.

Alexland

The ISA rules only apply to individuals so I don't see why this would not be possible.