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Financial background

We have an close relative who has all of a sudden decided to contact us and asked to move in with us. He left with debts which we cleared the majority of . That was 8 years ago . He won't divulge if he owes money still after living stateside. Is there anyway we could do a financial background check? Just concerned if he has debts from the states he is not taking responsibility for.
Is it possible to find out without him knowing ? Tia
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Comments

  • lincroft1710
    lincroft1710 Posts: 19,087 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    mrs_lds wrote: »
    We have an close relative who has all of a sudden decided to contact us and asked to move in with us.

    Surely your head must be saying, no, NO NO!
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • System
    System Posts: 178,373 Community Admin
    10,000 Posts Photogenic Name Dropper
    If he won't divulge, that suggests the answer is yes, he does owe money.
    I'm not aware of a debtors register in the U.S., but perhaps someone will be able to advise who has more knowledge of their financial system.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • You can check to see if he was made bankrupt in the US, as those are public records.

    https://www.pacer.gov/
  • Pollycat
    Pollycat Posts: 35,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    mrs_lds wrote: »
    We have an close relative who has all of a sudden decided to contact us and asked to move in with us. He left with debts which we cleared the majority of . That was 8 years ago . He won't divulge if he owes money still after living stateside. Is there anyway we could do a financial background check? Just concerned if he has debts from the states he is not taking responsibility for.
    Is it possible to find out without him knowing ? Tia
    Can I just be clear on what you're saying?

    He left with debts that you paid off.
    He's now asking to move in with you.
    He won't tell you if he has debts.

    Why would you even consider saying 'yes'?
  • Primrose
    Primrose Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    Oh please beware of doing this. You may feel you have no alternative but I fear you are asking for trouble.

    The fact that he expects you to provide him a home yet he is not prepared to be honest with you about how financial situation suggests the sort of character you are dealing with. We will probably see you back posting in this thread before too long about the nightmare scenarios this relative is causing you. Surely there is another way of hand,in this living accommodation. Is he a British Citizen with possibly some kind of entitlement to a British benefits or is he just coming over here with a US passport and huge expectations of a life long free safety net?

    For heavens sake, please do your homework first!
  • Pollycat
    Pollycat Posts: 35,912 Forumite
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    Primrose wrote: »
    Oh please beware of doing this. You may feel you have no alternative but I fear you are asking for trouble.

    The fact that he expects you to provide him a home yet he is not prepared to be honest with you about how financial situation suggests the sort of character you are dealing with. We will probably see you back posting in this thread before too long about the nightmare scenarios this relative is causing you. Surely there is another way of hand,in this living accommodation. Is he a British Citizen with possibly some kind of entitlement to a British benefits or is he just coming over here with a US passport and huge expectations of a life long free safety net?

    For heavens sake, please do your homework first!

    Can someone who has been living in the USA for 8 years just rock back here and claim benefits?
    Genuine question - I'm on my phone and can't Google as well as on my laptop.:o
  • mrs_lds
    mrs_lds Posts: 4,103 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I won, I won, I won!
    Pollycat wrote: »
    Can I just be clear on what you're saying?

    He left with debts that you paid off.
    He's now asking to move in with you.
    He won't tell you if he has debts.

    Why would you even consider saying 'yes'?

    Yep love love love them but wary of more debts !!
  • Ames
    Ames Posts: 18,459 Forumite
    Why did you pay off his debts? Even if he does have debts you're not liable so it wouldn't affect you anyway. I'm not saying to let him move back - if he's so bad with money you probably couldn't be sure of getting rent from him on time - but I don't see how you could be considered financially linked for any of it to be your problem.
    Unless I say otherwise 'you' means the general you not you specifically.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Sorry it's not convenient, we have a house-full already / we are in the process of selling/moving / Joe Bloggs is staying with us for a while [INSERT EXCUSE HERE]".

    End of story. Why would you even consider it.

    Jx
    2024 wins: *must start comping again!*
  • Pollycat
    Pollycat Posts: 35,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    mrs_lds wrote: »
    Yep love love love them but wary of more debts !!
    I'd query how much he loves you if he's not been in contact for a while until he needs something from you:
    mrs_lds wrote: »
    We have an close relative who has all of a sudden decided to contact us and asked to move in with us.
    He sounds like a user.
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