Maintenance loan query

MallyGirl

My DD will (she hopes) be starting Uni in 2010 so the household income that will be used to determine her maintenance loan is 2018-19. Does she have to reapply every year or is the 5 years (long course) of loan calculated at the beginning and then used year on year?
I can see that we could make massive pension contributions in 18/19 to bring down the relevant income for the first year loan but would we have to do the same for every year to keep the higher level of loan? One lean year would be no problem but 5 isn't happening

I ask because I benefited back in the day from my mother being made redundant and being in temp work just at the right time so I got a full grant (back in the 80s). She got a better job again within a year or so but I continued to get the full grant as they didn't make you reapply each year. Is that still how they do it?

Ed-1

MallyGirl wrote: »

My DD will (she hopes) be starting Uni in 2010 2020? so the household income that will be used to determine her maintenance loan is 2018-19. Does she have to reapply every year or is the 5 years (long course) of loan calculated at the beginning and then used year on year?
I can see that we could make massive pension contributions in 18/19 to bring down the relevant income for the first year loan but would we have to do the same for every year to keep the higher level of loan? One lean year would be no problem but 5 isn't happening

I ask because I benefited back in the day from my mother being made redundant and being in temp work just at the right time so I got a full grant (back in the 80s). She got a better job again within a year or so but I continued to get the full grant as they didn't make you reapply each year. Is that still how they do it?

Yes you have to apply for student finance separately for each academic year.

MallyGirl

darn!
Thanks - I couldn't find this out anywhere.