Great British Invest off or Passive V Active Portfolios

kinger101

Why the class I and class R?

TBC15

Class I (Cheapest) is only available via HL and I only have the £2880PA SIPP money with them.

Thrugelmir

Don't let your Granny loose at the dogs. @ 31-07-2020

AVON RBR.	AVON	1.65%
B.P MARSH	BPM	3.10%
BB HEALTHCARE	BBH	1.69%
BLACKROCK ENERGY	BERI	7.99%
BLACKROCK WORLD MINING	BRWM	1.95%
CITY LON INV	CLIG	2.05%
COCACOLA HBC AG	CCH	1.81%
EDP ORD	0OF7	4.00%
GORE STREET EN.	GSF	10.36%
GRESHAM HOUSE .	GRID	9.44%
JARVIS SEC	JIM	24.98%
JLEN ENV	JLEN	1.73%
L'OREAL EUR0.20	0NZM	2.04%
ORSTED	0RHE	2.18%
PENNON GROUP	PNN	1.71%
PRUDENTIAL	PRU	1.67%
PZ CUSSONS	PZC	3.62%
SANOFI ORD	0O59	1.92%
STRIX GROUP	TEM	2.20%
TOTAL ORD	TTA	3.18%
TRISTEL	TSTL	2.00%
UTIL	UTL	1.97%
VESTAS WIND SYS	0NMK	1.94%
XPS PENSIONS	XPS	1.98%
Cash		2.83%

Thrugelmir

Been a few minor changes over the past 2 months. 

Don't let your Granny loose at the dogs portfolio holdings @ 30-09-2020

ACORN INCOME	AIF	1.77%
ATLANTIS JAPAN	AJG	4.17%
AVON RBR.	AVON	2.00%
BB HEALTHCARE	BBH	1.70%
BLACKROCK ENGY	BERI	8.58%
BLACKROCK WLD	BRWM	1.84%
CITY LON INV	CLIG	2.05%
COCACOLA HBC AG	CCH	1.64%
EDP ORD	0OF7	3.74%
GORE STREET EN.	GSF	10.14%
GRESHAM HOUSE .	GRID	8.55%
JARVIS SEC	JIM	24.84%
L'OREAL ORD	0NZM	1.92%
ORSTED	0RHE	2.05%
PENNON GROUP	PNN	1.57%
PRUDENTIAL	PRU	1.59%
PZ CUSSONS	PZC	4.24%
SANOFI ORD	0O59	1.78%
STRIX GROUP	KETL	2.43%
TOTAL ORD	TTA	2.92%
TRISTEL	TSTL	2.21%
UTIL	UTL	1.75%
VESTAS WIND SYS	0NMK	1.86%
XPS PENSIONS	XPS	2.15%
Cash		2.49%

Prism

Current Portfolio
Fundsmith Equity I Acc - 49.87%
Montanaro Better World Distribution - 15.4%
Smithson Investment Trust - 15.04%
Fundsmith Emerging Equities Trust - 12.91%
Gresham UK Micro Cap Accumulation - 5.49%
Merian Chrysalis Investment Company - 1.3%

finellah

Current portfolio is:
Capital Gearing Trust (CGT) 14%
Personal Assets Trust (PNL) 15%
Mid Wynd IT (MWY) 12%
Martin Currie Global Portfolio IT (MNP) 10%
Monks IT (MNKS) / Baillie Gifford Global Alpha 10%
Fundsmith 4%
Smithson IT (SSON) 7%
RIT IT (RCP) 5%
Ruffer IT (RICA) 5%
Dodge and Cox Global Stock 7%
TR Property (TRY) 5%
Cash 6% 

Main changes have been:
1) Repurchased Dodge and Cox Global Stock fund. Held this a while back around 2017. The thinking was to reduce concentration in growth/quality and add a fund with more of a value focus. 
2) Added holding in RIT Capital Partners. Thinking was also to diversify a bit  and  it was on >10% discount.
3) Ruffer IT. At the time this was added my thinking was that I had cash in my account that I didn't buy anything with in March/April and, if I wasn't going to make a purchase then, I should probably invest the money in some way for the longer term rather than holding cash forever. Something defensive seemed to make sense and I guess at the time I thought a change from CGT and PNL would be a good idea. 

That said, cash has temporarily drifted up a few % again...

I'm not really confident in any of the above choices. Time will tell.

More generally I'm happy to be ahead of Vanguard Global All Cap over the 3 years with a rough average of 70% equity and property in my portfolio.

Thrugelmir

Don't let your Granny loose at the dogs portfolio holdings @ 31-10-2020

Minor tweaks again this month. Sold 50% of my actual Orsted holding so liquidated the small holding held here. Sold 50% of AJG. Added to AIF and GSF.   

ACORN INCOME	AIF	3.73%
ATLANTIS JAPAN	AJG	1.96%
AVON RBR.	AVON	1.79%
BB HEALTHCARE	BBH	1.61%
BLACKROCK ENGY	BERI	8.07%
BLACKROCK WLD	BRWM	1.77%
CITY LON INV	CLIG	1.89%
COCACOLA HBC AG	CCH	1.46%
EDP ORD	0OF7	3.60%
GORE STREET EN.	GSF	11.97%
GRESHAM HOUSE .	GRID	8.18%
JARVIS SEC	JIM	27.88%
L'OREAL ORD	0NZM	1.83%
PENNON GROUP	PNN	1.46%
PRUDENTIAL	PRU	1.31%
PZ CUSSONS	PZC	4.04%
SANOFI ORD	0O59	1.54%
STD LFE IN PTY	SLI	2.15%
STRIX GROUP	KETL	2.17%
TOTAL ORD	TTA	2.42%
TRISTEL	TSTL	2.18%
UTIL	UTL	1.66%
VESTAS WIND SYS	0NMK	1.78%
XPS PENSIONS	XPS	1.96%
Cash		1.58%

Another_Saver

Well now the You Are (Not) A Portfolio seems positively boring by comparison.
Vanguard FTSE UK all share 35%
VMID 23%
Vanguard FTSE global all cap, VVAL and VHYL all on roughly 8%
BRK.B 12%
TSLA 5%
A 3:2 FTSE all share:FTSE 250 ratio means I get about a 1:1 FTSE 100:FTSE 250 exposure, but the all share fund is cheaper than either of Vanguard's FTSE 100 options.
Not buying the global all cap anymore, only VVAL and VHYL.
When it gets big enough I'll have to start moving mostly to iWeb.

Prism

Another_Saver said:

Well now the You Are (Not) A Portfolio seems positively boring by comparison.
Vanguard FTSE UK all share 35%
VMID 23%
Vanguard FTSE global all cap, VVAL and VHYL all on roughly 8%
BRK.B 12%
TSLA 5%
A 3:2 FTSE all share:FTSE 250 ratio means I get about a 1:1 FTSE 100:FTSE 250 exposure, but the all share fund is cheaper than either of Vanguard's FTSE 100 options.
Not buying the global all cap anymore, only VVAL and VHYL.
When it gets big enough I'll have to start moving mostly to iWeb.

You may be waiting quite a while with over 60% allocated to the UK

Another_Saver

Prism said:

Another_Saver said:

Well now the You Are (Not) A Portfolio seems positively boring by comparison.
Vanguard FTSE UK all share 35%
VMID 23%
Vanguard FTSE global all cap, VVAL and VHYL all on roughly 8%
BRK.B 12%
TSLA 5%
A 3:2 FTSE all share:FTSE 250 ratio means I get about a 1:1 FTSE 100:FTSE 250 exposure, but the all share fund is cheaper than either of Vanguard's FTSE 100 options.
Not buying the global all cap anymore, only VVAL and VHYL.
When it gets big enough I'll have to start moving mostly to iWeb.

You may be waiting quite a while with over 60% allocated to the UK

With a cyclically adjusted earnings yield of 8% for the FTSE 100 and 5% for the 250 (plus a little capital concentration) I'm more worried that my higher earning years (3 years away) will miss this dip

I was going for 2/3 UK but my Teslas went wild.