Great British Invest off or Passive V Active Portfolios

TBC15

For those who are curious to compare their Passive or Active investment strategies I’m starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517

If this thread is restricted to Portfolio constituents only it should make life easier as time goes on.

To kick off the portfolios section here is mine

TBC15 Active £100000

£3,700 AXA Framlington Global Technology Z Acc
£5,100 Fidelity UK Smaller Companies W Acc
£9,700 First State Greater China Growth B GBP Acc
£35,200 Fundsmith Equity T Acc
£1,100 Jupiter India I Acc
£10,500 L&G Global Technology Index Trust I Acc
£10,800 Liontrust UK Smaller Companies I Inc
£14,100 Slater Growth P Acc
£2,100 Stewart Investors Global Emerging Markets Leaders B GBP Acc
£7,700 Stewart Investors Indian Subcontinent B GBP

Linton

Linton Growth

Date: 28/09/2017

£100,000

£18390..Artemis Global Growth I Acc
£15660..Schroder QEP US Core I Acc
£12040..Threadneedle Eurp Smlr Coms Z Acc
£7940....F&C US Smaller Comp Fd C Net Inc
£7530....Jupiter European Opportunities Ord
£7070....Fidelity Asian Values Ord
£6920....JPM Natural Resources C Acc
£5450....Baillie Gifford Japan Small Co B Acc
£5150....Marlborough Special Situations P Acc
£4320....Neptune UK Mid Cap C Acc
£4140....Stewart Investors AsiaPac Ldrs B Acc
£2730....AXA Framlington Health Z Acc
£2670....BlackRock Frontiers Ord

Linton

ams25 wrote: »

Put my portfolio in the updates thread. Is there an easy way to move it?

"Edit" your updates posting, Select all of it then CNTRL-C. Create a new empty portfolio posting, then CNTRL-V.

Linton

Build your own LLS 60...

Linton Wealth Preservation

Date 29/9/2017

£100,000

£13790....Jupiter Strategic Bond I Acc
£31580....RIT Capital Partners plc
£23850....Ruffer Investment Company
£30780....Trojan O Acc

bostonerimus

Bostonerimus cheap and cheerful, no fuss, no bother, US index portfolio

$50000 VTSAX......Vanguard Total Stock Market Index Admiral
$25000 VTIAX .......Vanguard Total International Stock Index Admiral
$25000 VBTLX.......Vanguard Total Bond Market Admiral.

Next update Oct 1st

TBC15

bostonerimus wrote: »

Bostonerimus cheap and cheerful, no fuss, no bother, US index portfolio

$50000 VTSAX......Vanguard Total Stock Market Index Admiral
$25000 VTIAX .......Vanguard Total International Stock Index Admiral
$25000 VBTLX.......Vanguard Total Bond Market Admiral.

Next update Oct 1st

Could the bottom line be expressed in £ at the end of the day? Next value update due 31st Oct

ams25

I have taken Vanguard LS60 (which I do hold) and provided an Active based equivalent, based on funds I (also) hold all of which have been part of my portfolio for between 6 months and 13 years, most funds 3-5 years. Seems like a good approach to compare active and passive on a more or less like for like basis. Where I do not hold directly equivalent funds, I have used the closest I have. Not perfect, but should give a good comparison.

For starters, the allocation of VLS 60 is as below (from factsheet) and showing % and £100k allocations:

Vanguard Life Style 60:40 % £100k
26.2% North American Equities £ 26200
19.2% Global Fixed Interest £19200
15.0% UK Equities £15000
7.30% Europe ex UK Equities £7300
6% UK Gilts £6000
4.4% Global Emerging Market Equities £4400
4.1% Japanese Equities £4100
2.6% Asia ex Japan Equities £2600
3.7% UK Index-Linked £3700
3.5% UK Corporate Fixed Interest £3500
8% other Investment grade bonds £8000
100% Total £100000


sorry - cant get the columns to line up any better

ams25

See comments above.


% Active Selection £100k

10% VT De Lisle America B £10000
16.2% Fundsmith I £16200*
15% Twentyfour Dynamic Bond I £15000
5% JO Hambro CM UK opps £5000
5% Old Mutual UK smaller Focus £5000
5% Woodford Equity Income £5000
7.5% Man GLG Continental Europe Growth C £7500
10% Royal London Corporate Bond M £10000
4.5% Fidelity Emerging Mkts W £4500
4.2% Legg Mason IF Japan Equity X £4200
2.6% Stewart Asia Pac Leaders B £2600
15% M&G Optimal £15000
100% Total £100000

I have included Fundsmith as part of the North America mix as is 60% US, bit of a fudge i admit but not comfortable allocating all NA to VT De Lisle (and my other US funds are passives!! LOL!)

TBC15

Linton wrote: »

Build your own LLS 60...

Linton Wealth Preservation

Date 29/9/2017

£100,000

£13790....Jupiter Strategic Bond I Acc
£31580....RIT Capital Partners plc
£23850....Ruffer Investment Company
£30780....Trojan O Acc

Hi Linton

Is this in addition to your growth Portfolio?

A_T

A_T's British Bulldog portfolio

25% - L&G UK 100 Index Trust I Acc
25% - HSBC FTSE 250 Index C Acc
25% - Marlborough UK Micro Cap Growth A
25% - Vanguard UK Government Bond Index Acc GBP

bostonerimus

TBC15 wrote: »

Could the bottom line be expressed in £ at the end of the day? Next value update due 31st Oct

Pounds or dollars it makes no difference as it will come down to percentages in the end. Yes next update Oct 31st. YTD my portfolio is up 11.5%. I expect to be mid pack if we get enough active portfolios.