Great British Invest off or Passive V Active Discussion

TBC15

bostonerimus wrote: »

The percentage returns are what should be compared., I'm up 3.18% so far, someone with 3.8% return for a UK based portfolio has done a bit better. I've chosen my portfolio for the US, not the UK. The percentages are what we should look at to compare overall strategies such as active vs passive. If you want to convert to pounds that's ok, but my portfolio hasn't been designed with any thought for producing GBP denominated returns. A UK investor could use a similar lazy indexing portfolio, but the funds would not be the same.

Bottom line I include Bostoner£ happy Yes/No

k6chris

TBC15 wrote: »

Go for it.

I appear to have missed your current portfolio, care to join?

Not sure how I join this, but I propose the hypothetical "10-Bit" portfolio, starting on Dec 1st, which (as the price of a single bit coin was $10,000) stands at $100,000. We can track % rise easily (Bitcoins only rise).

bostonerimus

TBC15 wrote: »

Bottom line I include Bostoner£ happy Yes/No

I'm not bothered either way.

TBC15

k6chris wrote: »

Not sure how I join this, but I propose the hypothetical "10-Bit" portfolio, starting on Dec 1st, which (as the price of a single bit coin was $10,000) stands at $100,000. We can track % rise easily (Bitcoins only rise).

Full details in OP.

As mentioned portfolios should reflect actual holdings.

Bitcoins only rise, not on the graphs I’ve been looking at.

TBC15

The results for December are starting to come in.

https://forums.moneysavingexpert.com/discussion/5719527

Well not a bad end to 2017 with TBC15 showing 8.1% over the last 3 months.

I usually have a good look at how things have been performing in the portfolio at this time of year.

I was seriously considering showing Stewart Investors Global Emerging Markets Leaders B GBP Acc the door due to its lack lustre performance over the years and replacing it with Lindsell Train IT plc.

But as Stewart Investors Global Emerging Markets Leaders B GBP Acc has returned 8.2% over the last 3 months, I think I might just keep a good eye on it in 2018.

A Happy and prosperous New Year To you all.

bostonerimus

At 4.3% I'm only beating a couple of the active portfolios, but it will be interesting to see if my 30% bond allocation will be useful next year as a hedge against a downturn.

I am looking at the pound return for my portfolio an I question the numbers in the table as on Oct 1st I have the exchange rate as 1 pound = $1.34 and on Dec 31st it was $1.35.

TBC15

I’m sure the downturn is on the horizon, making money has been far too easy for the last 5yrs.

When it all goes sideways again is when things will start to get interesting.

I’ve been using

https://www.poundsterlinglive.com/best-exchange-rates/british-pound-to-us-dollar-exchange-rate-on-2017-09-29

Spot inter-bank rates average for the day for £ conversions, do feel free to post your own rates and I’ll update if required.

TBC15

You are quite right there are some dodgy numbers there for OCT(1.5) and NOV(1.4) they should be 2.7% and 2.5%, bit of finger trouble on my part I suspect. I’ll update if your happy with that.

Alexland

Just to say congratulations to most of you for lasting the first year which I have enjoyed observing and in particular Prism for being ahead for most of the time.

I didn't join in as I have no particular strategy - just some accounts for different purposes each with their own appropriate investment choices.

Alex

Prism

So how is everyone tracking their portfolio. I started with Trustnet last year until I realised that I couldn't edit or remove holdings and still keep the history. Then I moved to the Youinvest tools (same as Morningstar I think) which work well. However now I am going to start making contributions in again from my company. How do I do that easily? Youinvest doesn't let me pick two dates and work out the percentage again, which would make it easy.