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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Wowwee HHOD, you have been busy today!!!!

    Fingers crossed the money hits the bank soon xx

    Thanks MTG :)
    Nicnak wrote: »
    I hate cleaning! You have done so much today already. I have been put to shame. x

    I hate cleaning too, but as he should be home this weekend I couldn't put it off for much longer :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 December 2018 at 6:45PM
    I decided not to wait for DS2 to emerge and got the bus to the shops. I drew out DS1's keep of £40 from his account to pay for my shopping.

    I spent £10 on my phone top up. Then I found two nice birthday cards in the charity shop for 99p each. When I took them to the till they were half price :money:.

    Then I was looking for a present for my childhood friend. I rejected tons of things because they were too expensive or wouldn't fit through the letter box. Then in a charity shop I saw two scented sachets for drawers reduced from £1.25 to 89p each. When I got to the till one of them was further reduced to 49p. So my friend's present cost £1.35 :money:. If I wrap them carefully they should fit through the letter box as a large letter, so will cost under a pound to post hopefully.

    Then I bought two first class stamps for the birthday cards (birthdays are this weekend). I rewarded myself with a coffee after that.

    Finally I looked at pillows for DS3. The cheapest in the department store was £16 :eek: so we'll have to get one elsewhere. I was thinking more of £6 :rotfl:.

    Total spends:
    £2.40 Bus
    89p Two birthday cards
    £1.38 Friend's present
    £1.35 Two stamps
    £2.65 Coffee
    £10 Phone top up
    TOTAL = £18.67

    That sounds like quite a lot of money but over half of it was the phone top up which will last a month. Quite an MSE shopping trip I thought and I feel much more cheerful for having been out of the house.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sounds like a great shopping trip! Well done :T Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Thanks Lucky :). I could have spent a lot more, but I treasure every penny now as I don't know how long the money will have to last before we get more.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sounds like a good shopping trip and you 'sound' happier too.

    Glad you've had a good day and got lots sorted

    xx
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Thanks Wannabe :). I do feel better tonight as going out cheered me up up. I feel a bit bipolar at the moment :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,337 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a successful shopping trip and so pleased you felt better for getting out and about. This month won't be a good one with memories of your dear mum but you can get through it xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict wrote: »
    Sounds like a successful shopping trip and so pleased you felt better for getting out and about. This month won't be a good one with memories of your dear mum but you can get through it xx

    Thank you SA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Do you have a wilkos near you,I buy pillows there as they are cheap and last well
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Thanks OBL :). I do so I must look there.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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