Finally Debt Free After 34 Years, But Still Need to Live Frugally

jwil

Great news about DH's sales :T :T

[Deleted User]

Hopefuljoy wrote: »

Hello I'm delurking to say I get so inspired by everyone on your diary and especially you Hairy. You are one gutsy lady and I admire you!

Couldn't agree more:T:beer:

[Deleted User]

Just cartwheeling in with some good news:j:j:j.

One of the creditors that I was waiting for a response from has just phoned me accepting my counter offer. They'd dismissed my initial one (not surprising as it was ridiculously low:o) and I'd dismissed their counter (not an unreasonable one but more than I wanted to pay;)). They came back and offered something in between (well, much nearer to my initial offer than theirs:j) and I'm happy to accept it. Works out at 30% payable so that's another one done and dusted by the end of the year. Still have 3 more to go but I'm much more cheerful about it all than I was even yesterday.


I'd asked them not to phone me and just communicate by post but I'm really pleased now that he did phone as we could agree on the deal without a lot more timewasting and he's sending out the confirmation letter today. With a bit of luck I should get that paid by the weekend:j. Now I'm just waiting on the slowcoaches who can't be bothered to even acknowledge my offers. I understand from the DMP Support thread that they are rubbish communicators:( so I'm just having to be uncharacteristically patient.


I hope everyone is having a good day:beer:. It's amazing how good news and the sun making a rare appearance (although I had to scrape ice off the car windscreen early this morning:eek:) have done wonders to lift my spirits.

elizabethhull

carbootcrazy wrote: »

Just cartwheeling in with some good news:j:j:j.

One of the creditors that I was waiting for a response from has just phoned me accepting my counter offer. They'd dismissed my initial one (not surprising as it was ridiculously low:o) and I'd dismissed their counter (not an unreasonable one but more than I wanted to pay;)). They came back and offered something in between (well, much nearer to my initial offer than theirs:j) and I'm happy to accept it. Works out at 30% payable so that's another one done and dusted by the end of the year. Still have 3 more to go but I'm much more cheerful about it all than I was even yesterday.

I'd asked them not to phone me and just communicate by post but I'm really pleased now that he did phone as we could agree on the deal without a lot more timewasting and he's sending out the confirmation letter today. With a bit of luck I should get that paid by the weekend:j. Now I'm just waiting on the slowcoaches who can't be bothered to even acknowledge my offers. I understand from the DMP Support thread that they are rubbish communicators:( so I'm just having to be uncharacteristically patient.

I hope everyone is having a good day:beer:. It's amazing how good news and the sun making a rare appearance (although I had to scrape ice off the car windscreen early this morning:eek:) have done wonders to lift my spirits.

Great news, cbc !

doingitanyway

elizabethhull wrote: »

Well, Mrs Two-clothes-horses (!), I'm so glad to hear the new horse is proving as useful as you imagined.

As for things seeming pointless since your Mum died, I guess people with a religious faith have an easier answer to that.
I'm an atheist, and I find daily living and loving my family are their own point. You have fingers stretching out into the future with your children, possible partners, maybe children, certainly their friends, and the impact they make on the world. You can't know the effect you and yours have on society, one hopes it is beneficial and that there will be others whose lives are enriched by knowing you.

In this little MSE cosmos, you are an inspiration to many, a comfort that however bad things get there are still people who care, a mine of useful shifts with saving money, a warmth of spirit that shines through. Your family know you love them and want the best for them. Your friends feel cared-for, even strangers (and lurkers) feel there is something here that gets them through hard times. This may be a small world, but maybe some who read are inspired to help others - the paying-it-forward concept - or at the very least find some way to make those around them feel better.

It's a very complicated philosophical point, the purpose of life, and if you find it hard, well philosophers for centuries have found it equally hard! I think we find our own purpose, often in the little things of daily life. You clean your rabbit's hutch, you make his/her life nicer. You wash clothes and everyone has clean laundry. You go for a walk and enjoy the fresh air and reinvigorate yourself.
You think of your mother and are reminded of the love she had for you and how, even though you miss it dreadfully, you were lucky to have it.

Most people have times when they wonder, what's the point of it all, and I firmly believe the answer is the giving and receiving of love. If you have that, whether with family, friends, God or animals, you have an answer.

What a lovely post Elizabeth and you are so right about HH too

beanielou

Great news cbc~~so chuffed for you :A

beanielou

Hope that you have had a good day HHD

[Deleted User]

beanielou wrote: »

Hope that you have had a good day HHD

It must have been a busy one too, beanie, we haven't seen HH on here since this morning.

beanielou

carbootcrazy wrote: »

It must have been a busy one too, beanie, we haven't seen HH on here since this morning.

This is true.

Willowtree222

Great news CBC.

Just reread your post Elizabeth. It has been a questioning time for me too, and it made some sense. x