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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have slept all afternoon.
    Bleeping medication :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the extra room :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good bit of decluttering there :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    I have slept all afternoon.
    Bleeping medication :(

    Hope you feel a bit better. I sent you a PM
    beanielou wrote: »
    Good news on the extra room :)
    Sun_Addict wrote: »
    Good bit of decluttering there :)

    I am feeling pleased with myself :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did my Saturday saunter this morning. I went out bright and early to beat the heat.

    I dropped a rucksack full of books at the charity shop and got a hardback book for £2 (Echo Park by Michael Connelly). I bought a tee shirt in the Wh!te Stu$$ sale with my PA money. Then in the D€b€nha@ms sale I bought two Jamie Oliver tea towels for half price (£7 instead of £14). I've had my eye on those tea towels for over a year, but no way was I going to pay £14 for them :money:.

    Then I had my coffee in Costalot; it was baking hot in there and I felt sorry for the staff :eek:. Then Mr T for cheese and bananas and home.

    When I got home I cleaned out the furry moron, emptied all the bins and did two lots of laundry. This is in addition to bringing loads of books downstairs as I mentioned earlier.

    I feel quite tired now but I'm pleased with all I got done :T.

    Hope everyone has had a good day.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks for the PM :)
    Sorry for non reply.
    Not at my best.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Thanks for the PM :)
    Sorry for non reply.
    Not at my best.

    No problem just concentrate on looking after yourself :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • redofromstart
    redofromstart Posts: 5,931 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Sounds like great progress. I do struggle with the concept of re-homing books but there are always some that would never want to read again if you look really hard. The tricky bit is to not get sidetracked by reading them all one last time.
    My mortgage free diary: +++ Divide by Cucumber Error.  Please reinstall universe and reboot+++

    GNU Mr Redo

  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »
    I did my Saturday saunter this morning. I went out bright and early to beat the heat.

    I dropped a rucksack full of books at the charity shop and got a hardback book for £2 (Echo Park by Michael Connelly). I bought a tee shirt in the Wh!te Stu$$ sale with my PA money. Then in the D€b€nha@ms sale I bought two Jamie Oliver tea towels for half price (£7 instead of £14). I've had my eye on those tea towels for over a year, but no way was I going to pay £14 for them :money:.

    Then I had my coffee in Costalot; it was baking hot in there and I felt sorry for the staff :eek:. Then Mr T for cheese and bananas and home.

    When I got home I cleaned out the furry moron, emptied all the bins and did two lots of laundry. This is in addition to bringing loads of books downstairs as I mentioned earlier.

    I feel quite tired now but I'm pleased with all I got done :T.

    Hope everyone has had a good day.

    You always seem to get such a lot done.

    We had daughter & grandson round - my latest thing is making noises against my arm that sound like a swarm of angry bees. Grandson & I accordingly made rather a lot of frivolous noise while the (really boring!) football was on, then whilst I watched the tennis daughter and I threw a large ball to each other and grandson ran underneath shouting 'Rainbow' ! I have no idea what he meant !!
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elizabethhull wrote: »
    You always seem to get such a lot done.

    We had daughter & grandson round - my latest thing is making noises against my arm that sound like a swarm of angry bees. Grandson & I accordingly made rather a lot of frivolous noise while the (really boring!) football was on, then whilst I watched the tennis daughter and I threw a large ball to each other and grandson ran underneath shouting 'Rainbow' ! I have no idea what he meant !!

    You always seem to have a lot of fun with your grandchildren Elizabeth, they must love visiting you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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