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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 21 April 2018 at 6:10PM
    beanielou wrote: »
    Too auld too :rotfl: :eek:

    Another member of the too old club here:(


    Your menu sounds fine, HH:T. I must have missed an earlier post when you mentioned that you're vegetarian. Or do you just not like chicken? I'm sure your friends are happy just to spend a nice evening in you and your family's company. Being fed is a bonus and I'm sure they'll go home (eventually!) very happy.


    I'm glad you've got everything organised so you can still enjoy your regular Saturday morning outing:T. I'm doing my first outdoor car boot sale of the year early tomorrow morning and this week has been completely taken up with digging long-forgotten tat out of the sheds, cleaning/polishing it up and packing the car. The hope of making a bit of money from it is a big motivator for clearing the clutter;). Sadly, a lot of other things, such as enjoying the lovely weather, have fallen by the wayside this week, I'm not a multi-tasker like you are:o.
  • beanielou
    beanielou Posts: 96,567 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the car boot goes well carbootcrazy & you make lots of pennies.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I’m too old too and I’m 39 :o.

    Hope you’ve had a great night Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Another member of the too old club here:(


    Your menu sounds fine, HH:T. I must have missed an earlier post when you mentioned that you're vegetarian. Or do you just not like chicken? I'm sure your friends are happy just to spend a nice evening in you and your family's company. Being fed is a bonus and I'm sure they'll go home (eventually!) very happy.


    I'm glad you've got everything organised so you can still enjoy your regular Saturday morning outing:T. I'm doing my first outdoor car boot sale of the year early tomorrow morning and this week has been completely taken up with digging long-forgotten tat out of the sheds, cleaning/polishing it up and packing the car. The hope of making a bit of money from it is a big motivator for clearing the clutter;). Sadly, a lot of other things, such as enjoying the lovely weather, have fallen by the wayside this week, I'm not a multi-tasker like you are:o.

    Thanks Carboot :). I am vegetarian. Hope the carboot sales goes well and you sell lots.
    I!!!8217;m too old too and I!!!8217;m 39 :o.

    Hope you!!!8217;ve had a great night Xx

    Thanks Lucky :). It looks like we're all too old for late nights :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 April 2018 at 10:06AM
    Crumbs I had a busy day yesterday!

    I did my Saturday saunter and acquired three books :). I got 'Need You Dead' by Peter James in hardbook for £2 (RRP £20), 'Death and the Maiden' by Gladys Mitchell for £1.25 and ''Double Inemnity' by James M Cain for '£1.25. All good clean copies. I'd earnt some survey money so also spent £18 on a summer tee shirt :).

    It was baking hot in town and people were dressed in the usual odd assortment of clothing when the weather changes suddenly :rotfl:. Some were dressed for a heatwave, some still in winter clothes, some half and half (think jumper and shorts) :rotfl:. I do love a bit of people watching.

    When I got back DH was painting the kitchen ceiling with stain blocker! We keep getting a leak from the bathroom sink because DS2 washes like a seal :mad:, plus there was still a brown water stain left from when our shower had a leaky pipe under the floor :mad:. It looks much better now :T.

    I vacuumed and tidied and helped DH put the painting things away and together we got the food ready. I was shattered by the time our friends arrived! We had a really great time though and they loved the food, so I'm glad we invited them :T.

    We've got a bit of clearing up to do today (mainly washing saucepans etc) but the house looks great because it's so clean and tidy :T.

    Our friends mentioned they're going to have a birthday party in their garden in the summer, we had a great time at their party last year so we're looking forward to that :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Today it's beautifully sunny again but a bit cooler. The clearing up from last night is done, so my plans today include laundry, ironing summer tops, plus pruning and weeding in the garden. I should also schedule in some relaxation, then off to my parents for dinner tonight :).

    Does anyone else have two distinct wardrobes for summer and winter? In the winter I wear mainly jeans, jumpers, hoodies, trainers, loafers and a warm jacket or raincoat. Then in the summer all that gets packed away and I wear sandals, chinos or linen trousers, tee shirts and a light summer jacket.

    Anyway, I hope everyone has a great Sunday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I forgot to say that I dropped off three jumpers, a couple of tee shirts and some jewellery at the charity shop yesterday. All stuff I hadn't worn for years. It's good to get rid of clutter :).

    I feel so tired after yesterday that I'm actually going to lie down for an hour, it's suddenly come over me :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It was good that you kept to your Saturday saunter Hairy. Books were a good bargain too. I love "Double Indemnity." James M Cain wrote some terrific books - have you read "Mildred Pierce"?

    Your dinner party sounded fun - I haven't got a table anymore so can't entertain a proper "sit down" but sometimes have friends around for picky bits that I put out on the side tables and TV unit! Plenty of wine as well of course!:D. Reading the earlier posts on wine - it's worth having a look at the various newspapers' wine columns which a lot of them print once a week. Good value wines from the supermarkets are nearly always mentioned - including Aldi and Lidl.

    I have two wardrobes for the warm and cold months too. It's essential with a climate like ours!:D

    Good job on the de-cluttering as well. Enjoy your relax!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 April 2018 at 10:32PM
    I haven't read Mildred Pearce, I'll look out for her. Newspaper wine columns is a good idea. Your get togethers with friends sound fun :).

    I slept for an hour and a half in the end! I must have needed it, but then I did do 12,909 steps, 24 floors, 5.4 miles and used 2,374 calories yesterday! That will help to make up for all the rich food I ate :o.

    DH did my ironing :D and we're off to my parents now :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I'm the odd one out when the suns out and still dress in jeans and a jumper :o :eek:

    I won't wear short sleeves! Nor anything other than jeans :rotfl:

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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