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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • jwil
    jwil Posts: 22,397 Forumite
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    We've got a load of Angela Thirkells in the loft. I've never read them. Maybe I will try one day!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • redofromstart
    redofromstart Posts: 5,931 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    jwil they are gentle countryside books where nothing much nasty happens. Soothing. Set in Anthony Trollopes Barsetshire.
    elizabethhull you are right, it just wasn't very well paid as it was before minimum wage and arguably was a waste of an expensive education, rather than I was in a mess.
    It covered food and rent, but not savings or holidays and after a few years the novelty value of being paid to read all day does wear off.
    carbootcrazy Wentworth is definitely at the lighter end of the golden age stuff, and (like any author) she wrote some enjoyable books, and some clearly done to pay the bills :)

    I tend to try the free sample on kindle of new to me authors, can generally get a feel of whether they are for me or not on that basis. HHOD You can do that on a tablet or the computer as well, doesn't have to be a kindle.
  • Sun_Addict wrote: »
    Well done on the cash out and the cleaning mission :)

    Thanks SA :)
    My books have arrived , have started The Coffin Trail tonight. I have walked the coffin trail a couple of times so can identify some places .

    Operation clean up sounds good, nothing like a bit of spring cleaning !

    The books do make the Lakes sound beautiful.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 April 2018 at 7:24PM
    redofromstart, thanks so much for posting about Angela Thirkell:T. I've often seen copies of her books at car boot sales and charity stalls but walked by without a second glance:o. I'll definitely buy at least one next time I see any at a bargain price. I love discovering a new author:j


    As for Patricia Wentworth, I'm sorry to say I'm not a fan:(. I read several of her books many years ago and I found them pleasant enough time-fillers but that's about it. Just goes to show how different we booklovers are;)


    I'm green with envy that you once worked in a second hand bookshop. That's my idea of paradise, even if it had been in a difficult financial situation like yours. I could happily live on air if I had unlimited books to read:j

    I'd love to work in a second hand bookshop too, but there's hardly any left now (apart from Hay On Wye, my idea of paradise :D).

    Patricia Wentworth (like Christie) is never going to be highbrow literature but they's so cosy and escapist that I love them :).

    Perhaps that was not exactly what you said !!

    The opportunity to lose oneself in another world is priceless, whether Agatha Christie, Dickens, Stephen King or the latest post-apocalyptic doom-laden story.

    Thanks to Tramadol I had a very productive day yesterday, so today without it have at least brought in all the washing I'd done. Doesn't line-dried washing smell just fabulous ?

    There's that bit in Elizabeth Taylor's 'Angel', where the main character's mother, given unwanted riches and servants, bewails the loss of bringing in fresh washing, and knowing just the moment when a cake is ready by the slight sound it makes. All the things she had learned and perfected are now unneeded skills.


    I agree about losing yourself in another world, sometimes I want gritty noir and other times cosy and predictable, but it's always good to escape to another world sometimes :).

    It would be tough if you weren't allowed to use your skills or do the things you enjoy, sometimes the simpler pleasures are the most rewarding.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Perhaps that was not exactly what you said !!
    No, definitely NOT what I said:rotfl:. As someone who hasn't a sweet tooth I very rarely eat cake, usually only to be encouraging if someone like a young godchild offers me a slice of something they've made and are mightily proud of, for instance. I certainly couldn't live on it:eek:
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 April 2018 at 7:25PM
    It's been beautiful weather today, sunny and warm but not hot :).

    Today was my big weekly shop at Mr T which was only about £3 over budget :T.

    I spent another £12 on food for our dinner party (that sounds much posher than it's going to be) but that's from a separate budget. I bought two chocolate gateauxs, an apple strudel and a tub of ice cream for desserts. I also bought some pine nuts to add to brown rice and DH is going to do a chicken curry with a lentil version for me. I'll buy some olives and nibbles another day for starters.

    I looked at wine but it was very expensive so I couldn't bring myself to buy any :o. Where can I buy cheap wine that doesn't taste like tractor oil?

    I got another YG survey today which is three this week, unbelievable! I'm nearly at 3000 points but it's a year since I last got a payout :mad:.

    Hope everyone has had a good day today :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Patricia Wentworth (like Christie) is never going to be highbrow literature but they's so cosy and escapist that I love them :).

    I tend not to read too much highbrow literature these days:o. I just like an escapist read but couldn't get enthusiastic about the Wentworths.


    I love Agatha Christie books:T and think I've read most of them. I've got a paperback somewhere about how she plotted her stories. Note to self: have a good look for it and read it;)
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A wine box?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Look for the wine deals when the good ones are £5 a bottle - if you drink red I can recommend the Isla Negra from Mr T, usually selling at 2 for £9. If you drink white most Chilean Sauvignon Blanc is fab.

    Anyway back to books, another weakness of mine, I enjoy ones that are recommended by the Richard and Judy book club as it makes me read books I might not have chosen otherwise. I've never been tempted by Kindle books, despite having the app on my iPad. You can't beat the smell and feel of a real book :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I tend not to read too much highbrow literature these days:o. I just like an escapist read but couldn't get enthusiastic about the Wentworths.


    I love Agatha Christie books:T and think I've read most of them. I've got a paperback somewhere about how she plotted her stories. Note to self: have a good look for it and read it;)

    I think I've got that book Carboot, I must read mine. I've also got her autobiography which I want to read :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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