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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • jwil
    jwil Posts: 22,122 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those creditors are taking the mick! Hopefully it bodes well for a good resolution though.

    Another bookworm here, I am trying to reduce my collection now though and just keep those I love.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    I'm glad someone finally called you back, I know they have been a nightmare to deal with but you will know very soon what you are dealing with, get straight back on the phone to them after the 48 hours (bonus that today isn't a Thursday!).
    Change the way you see things and the things you see will change
  • Reb2016
    Reb2016 Posts: 176 Forumite
    I have everything crossed for you hearing back soon
    Reb
  • Thank you abba, US, jwil, DFD and Reb.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Oh goodness having to wait another 48 hours is a real downer. I really hope you get the answer you want, keeping everything crossed for you x
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Thanks purplebonnie.

    My sister is visiting from the other side of the country. I only see her twice a year so I'm taking today and Friday off to spend with her. I'm looking forward to seeing her and it will take my mind off worrying about money for a bit :) I will try to have a low spend day.

    We ordered our Tesco shop online yesterday and managed to only spend £74.40 plus £3 delivery charge, so within budget apart from delivery :T Had to delete a couple of items to keep to the budget :o

    Have a good Wednesday everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Great result with the Tesco shop.

    Have a lovely time with your sister xx
  • Have a lovely time x
  • Thanks Purplemum and HI. As my Tesco shop was on budget and I did'nt order any cokes I was able to transfer £6 to my Christmas/car savings account :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done on the Tesco shop. I am planning a full tesco shop as they were kind enough to send me a £9 off £60 spend, it's the only time I shop there now. I am going to use mysupermarket to work out where the best bargains are.

    Time out with your sister is probably just what you need.

    I know it doesn't help much but at least you know you are doing the utmost to get your situation finally sorted. Unfortunately you can't legislate for a company that works so slowly. I wish companies that develop these systems would remember that they are dealing with people, not sets of figures.

    Have a lovely break for the next couple of days
    Don't get it perfect - Get it going
    Better Than Before
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