Finally Debt Free After 34 Years, But Still Need to Live Frugally

beanielou

Enjoy your ambling tomorrow xx

HairyHandofDartmoor

Thanks Beanie

WannabeFree

Have a lovely weekend HH

x

System

I noticed you had mentioned earlier about the £1500 DS can apply for. It all helps in the grand scheme of things.

Have a good saunter tomorrow.

fraserbooks

When I went to university late 60's I was allowed to use German as my second foreign language instead of Latin. I had French 'A' level. In those days I had my fees paid and got a maintenance grant which I topped up by working in the holidays. I did not know which university I was going to until after my 'A' levels so did not have to pay for accommodation until October.

Three of my children went to university and all had loans which they are still repaying. Unless things have improved a lot I think you need to be prepared for loans arriving late. I think university does teach children to manage by themselves and to think independently. I am not sure if it is worth it in purely financial terms. I could not afford to let my youngest son go to university and he is probably the most financially secure of my children now.

beanielou

I think my DS has only had problems once in 5 years.
But we come under SAAS. Think that is Students Awards Agency Scotland.
They are a nightmare in other ways though.

Sun_Addict

Glad DH had a thorough check up and the uni financial stuff is being sorted, it'll be worth it in the end for DS.

Hope you have a good Saturday ramble

Eager_Elephant

My son is at Uni now and I think I posted the other week to say that the student loan doesn't always come in before the accommodation is due, my son's Uni have been really good and they allow a few weeks grace to allow for payments to come in.

The key to getting Septembers loan payment is to make sure he goes to everything in the first few weeks such as the inductions etc as it is this attendance which the Uni have to confirm that allows the loan to be paid - after that it is usually paid just as they go back after Xmas and Easter.

I think I also mentioned that my sons loan is enough to pay his accommodation over the year but not enough in each term. He works in the holidays so he has enough money although this term he has used some of his Xmas money which I held back just in case he needed it.
He is back next week and will work for 2 weeks to get a bit more money.

Give me a shout if there is anything you need to know.

in_need_of_direction

DD starts a funded masters programme in July that also carries a 19k bursary. The first payment will be September. She will have to move to England, paying deposits, etc and rent for 3 months plus living expenses before getting paid. She's really not sure how as she has never before had any form of credit!

beanielou

in_need_of_direction wrote: »

DD starts a funded masters programme in July that also carries a 19k bursary. The first payment will be September. She will have to move to England, paying deposits, etc and rent for 3 months plus living expenses before getting paid. She's really not sure how as she has never before had any form of credit!

Wow. How awesome for a funded Masters with a bursary. JUst wow.
not quite so good on the last bit though.

Happy Saturday Hairy & friends.