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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Thanks Milann 😊milann said:Enjoy your trip away to see your dad.It sounds as if you had a lovely time with your sister.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Glad you had a lovely time with your sister. Im Sure seeing your dad will be as equally pleasant xx
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
I think early morning gardening in this heat is the way to go!It's nice to read you're off to visit your dad soon. 😃Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Glad you had a good time with your sister and enjoy your visit with your Dad
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
So good to read your updates.
You really have been working hard on improving your situation.
Good to read you enjoyed your time with your sister. I find I am enjoying my sister more as I get older. Losing people makes you appreciate the family you do have more.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Lovely to have you back, and good to hear you're now feeling more relaxed. Well done to both you and your DS! You've worked incredibly hard and it's paying off. I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
What a lovely update to see HH - and it sounds like congratulations to both you and DS3 for serious hard work paying off!
Hopefully when the new member of staff moves into your room you'll find that you each have a lot more in common with each other than with the other staff members remaining so at least you'll have an ally.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Welcome back, HH. Congrats to your son! That sound like a great first job. Sorry to hear work is stressful. My friend works in a nursery and is rely suffering in this heat. Only one fan and all the kids are cranky. Dies not sound fun!Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary1 -
@HairyHandofDartmoor have just finished reading your diary; you are utterly magnificent! Congratulations on everything you've achieved. Subscribed and am cheering you on. Love Humdinger xx PS could you please outline the legend of Hairy Hand? Dartmouth seems to have a lot of stories and wonderful phrases. Doesn't the Great Grimpen Mire feature in the Hound of the Baskervilles which is set partly on Dartmoor?2
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Hoping all is well with you, I'm sure the term has been very busy, but at least there's been a bit of an Indian summer, so no central heating needed - yet !!2
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