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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Great that you got the grant Hairy, but sorry to hear you've been feeling so poorly, and hoping that that improves very quickly.
    Pity about the Manager... there's always something to put a fly in the ointment, and she doesn't sound as though she's going out of her way to win friends and influence people, leaving it till the last minute to drop all that work on you!   Just bear in mind that this is all experience for you (with qualifications!) and keep your eye out for another post.  ((((hugs)))) XX

    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • foxgloves
    foxgloves Posts: 12,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was thinking about you the other day, @HairyHandofDartmoor, as I was sitting out on our coffee bench & wondered if you are making use of yours now that Spring is here.
    Hope you are ok, anyway.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy holidays  :grin:
    Hope your courses are going well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy Easter !
    Hope things are going well for you, and you are enjoying the recent spell of lovely weather. I've dried loads of washing outside already !
  • milann
    milann Posts: 11,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you are ok and enjoying your coffees in the garden 👍
    January spends - £587.58
  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Also being thinking about you Hairy, and hoping that you and the Family are all OK.  XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,083 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    A quick message to say hello and welcome back. I am off on holiday with the DGD today so will read properly when I get back. 
    Life is an adventure, never stop exploring.

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 August 2022 at 9:59AM
    A quick message to say hello and welcome back. I am off on holiday with the DGD today so will read properly when I get back. 
    Thanks Sunshine enjoy your holiday 😊
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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