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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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So glad you had your vaccine, HHoD. Mr F has been for his this morning. It does help psychologically, to think that we are now part of progress towards living a bit more normally.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
foxgloves said:So glad you had your vaccine, HHoD. Mr F has been for his this morning. It does help psychologically, to think that we are now part of progress towards living a bit more normally.
F x. Yes we're making great strides towards normality, but I do hope they ban travel abroad this summer so all the good work isn't undone by new variants.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
I too wish travelling abroad is banned, but I know it won't be. Or at least proper isolating when you come into the UK - not at home but in isolation centres, where you are taken to straight off the boat/plane/tunnel, not mixing with people from different planes etc or using public transport to get there.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
Glad you are feeling less anxious for having had the vaccine.
School sounds very full-on but you are managing just fine.
Good to have you back posting.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Pleased you got your first vaccine 💉 I thought it should have been offered to people having to physically leave the house to work some time ago but at least you’ve had it now.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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I agree, HHoD & BB - I think travelling abroad could be a real problem. I keep hoping it won't be allowed so as not to put progress in jeopardy, but I bet it will be. Or if it is banned, or tough measures put in place for returnees, it will probably done far too late, messing up people's plans & yet more 'shutting the stable door after the horse has long gone'.
Fingers crossed that Johnson has a burst of common sense, but not holding my breath.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
It would be good if he and his government could get this right, but surely they need to be telling the public now and I can not see them doing that.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
💉💉💉 - 3 vaccinated people in your house - wonderful !!
Who knows how much Covid19 young children carry around, most recent evidence suggests not much, but you have been doing your very best to minimise the possibilities of catching it, and I'm sure you think the effort has been worth it. Just more relaxing to be better protected.
I'm sure I don't get the mentality of anti-vaxxers. There is always a small cohort of people who are unable to have the vaccine because of eg anaphylaxis, but why wouldn't you want to be safer if you can ? Do sane people really believe Bill Gates is inserting nanotechnology bundled with a vaccine !!!7 -
I'm glad you've had your vaccine now! Have a nice relaxing weekend"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Great to hear you and 3 out of the 4 men in your house have had their first jabs, HH. Which one did you get? DH and I had our Pfizer one at the very small nearest 'cottage' hospital which is only used nowadays for outreach clinics. I'd never been inside it before but have driven past many times and admired the 'blast from the past' exterior.so was intrigued by what it would be like inside. Everything ran like clockwork, I was very impressed. The only boring bit was being told to sit in a very cold and draughty verandah-style waiting area for 20 minutes after the jab before we were allowed to leave! I've never known time pass so slowly. I asked the volunteer sanitising the chairs after each person left if I could go and sit in the car instead but he said no. I suppose it was to see if anyone had any extreme reaction to the jab. DH is booked for his second dose in early April, I've to wait a bit longer for mine. I'm glad the weather is turning a bit warmer than the first visit, at least the snow should have gone.
I just had a slight tenderness at the site of the injection which only lasted a couple of days and certainly didn't bother me. It only hurt when I touched it, a bit like a bruise feels. DH had no reaction at all, unlike his Flu jabs when he always.gets an achy arm.
I worry about the whole holiday 'thing'. If less people are travelling abroad they'll probably be holidaying in UK instead. I know the tourist industry could do with the boost but I'm dreading our lovely Cumbria being over-run. We are just outside the main tourist areas here but the roads everywhere you go are often in a state of gridlock in high summer. And don't get me started about inconsiderate parking and litter louts!
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.163
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