📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

1145414551457145914601551

Comments

  • beanielou said:
    Great news on the TA cover  :)
    Pleased to hear the TA cover is carrying on , and that there are small numbers of pupils in school. Masks are great in Winter they keep your face lovely and warm. 
    Fantastic news about the TA cover and a load off your mind 👍
    Thanks all of you :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Echoing echoing the others on the good news of your TA cover. 👍
    I must agree with you on keeping a 'secret' EF. As you wrote, frugal living is not at all easy (although I have always thought you are an excellent money manager). You made a good point about your OH being not so frugal if he thought there was extra money in the pot so the secret stash is a good idea!😀
    Fidelia said:
    Another one really happy for you in keeping the TA cover, HHoD.  

    My God-daughter is a teacher and she said that, in addition to vulnerable children and the children of key workers, they are now having to take children who don't have home access to a laptop or tablet and are missing out on online learning.  I think the additional groups also include children from large families where the parent can't cope with home-schooling.    At this rate there'll be almost as many in school as before the lockdown.  Defeating the purpose of closing schools really.
    I never tell Mr SA how much there is in savings, he’d want to spend it all. Not that there’s a lot to spend it on at the moment, but he’d find something.

    I saw quite a few children going to school this morning, more than I thought. 
    milann said:
    Hope it’s gone well today. 
    Thanks all of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.