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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that ypu had a lovely time & have a happy shiny new phone  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a good few days.  Happy new phone!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sounds like you had such a lovely time. How thoughtful of DH and the DSs to chip in for the phone. I always used to have Mr SA’s cast offs until a few years ago when I finally got my first brand new iPhone. We’ll just have to be patient until it’s our turn for the vaccine I’m afraid, they have to get through a fair few very vulnerable people first. I read somewhere where someone suggested it would be better vaccinating the young ones who seem to be spreading it about first and shielding those with health conditions, it’s hard to know what’s best. 
    Nicnak said:
    How lovely to get a new phone and you spent it with family too. 
    It's hard to know what is happening. I'm not even sure the government know what is happening either x
    Thanks both of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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