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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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That's a testiment to the good relationships you have with them.
He obviously has some difficulties and him working with you at all shows his trust in you.
XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Sorry to hear the difficult child was particularly challenging yesterday. As others have said it's not personal and if two of you couldn't persuade him that shows how difficult he was being. I think you took it more to heart with all the other stressful events going on right now. I hope today is an easier one for you 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Echoing SA I hope today is a better day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Nicnak said:That's a testiment to the good relationships you have with them.
He obviously has some difficulties and him working with you at all shows his trust in you.
XSun_Addict said:Sorry to hear the difficult child was particularly challenging yesterday. As others have said it's not personal and if two of you couldn't persuade him that shows how difficult he was being. I think you took it more to heart with all the other stressful events going on right now. I hope today is an easier one for you 🤞beanielou said:Echoing SA I hope today is a better day.. I woke up this morning determined to have a fresh start and go in with a really positive attitude. It worked and I had a really enjoyable day today. The difficult boy was cooperative with the teacher so I was able to spend more time supporting the other children which was nice
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
I had a good day at school today and felt much more positive 🙂. It was sunny ☀️ too which was a pleasant change, although it was also freezing with the doors and windows open and I put on my coat halfway through the afternoon as I was so cold, plus my hands felt numb and I was struggling to write ⛄. I'd rather die of exposure than the virus though 🤣.
It's DH's turn to cook tonight thank goodness so I can relax until tomorrow. I hope everyone is having a good Thursday 🙂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Glad that you had a good day at school & feel more positive HHDI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
It sounds as if you're doing really well with the difficult boy as most days you've managed to get him to do all his work and on many occasions when he's misbehaved he wasn't working with you. Well done you!CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0425
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Oh that sounds like a better day, HHoD. I'm with you on cold versus virus. I'd take cold any day. At least we can wrap up!
Hope this is the start of a winning streak of good positive days at school for you.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Verbatim said:It sounds as if you're doing really well with the difficult boy as most days you've managed to get him to do all his work and on many occasions when he's misbehaved he wasn't working with you. Well done you!foxgloves said:Oh that sounds like a better day, HHoD. I'm with you on cold versus virus. I'd take cold any day. At least we can wrap up!
Hope this is the start of a winning streak of good positive days at school for you.
F x. He was in a right mood yesterday but I think I was feeling a bit fragile for some reason. I'm thankful today was better.
Yes I would rather be cold as it makes me feel safer to have the doors and windows open. Although there were about ten people in the staffroom today with the window shut when I went in at breaktime 😳. I opened the window and then sat near the door. I hope I don't catch the virus but it's impossible to socially distance at school so I think we've all given up trying 🙄.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
It’s tricky with the difficult children. Those are the ones I love to work with though and usually work every day with those who have that potential. I was bored to distraction when I was in a bubble of bright, competent children in July. I’ll really miss them if I don’t go back....
Do you use symbols with this child and time lines so that he knows what’s happening next or a first/next symbol. We were once in training and given a bottle of pop to pass around. Every so often someone was asked to shake it either gently or hard. We were then asked to imagine this bottle was the child in the morning and the shakes of the bottle were stresses in his life. Then they arrive to school and all this ‘fizz’ is just inside them....nobody can see it but it is then along comes the teacher or whoever and asked child to do something he really doesn’t fancy or isn’t good at - at this point the bottle had its top removed.....The bottle erupted pop everywhere.......imagine child’s protests. Therefore the moral of this story is we don’t know what has happened earlier or how fizzy the child is or what the trigger to undo the lid might be.......so it’s not aimed at the person at the moment of protest.I think that’s the best training session I ever went to - so visual and really struck a chord with me.January spends - £587.588
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