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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Happy happy birthday πΉπΉπππππβ¨β¨I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
πππ A lovely idea to celebrate later in the yearΒI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
beanielou said:Happy happy birthday πΉπΉπππππβ¨β¨beanielou said:πππ A lovely idea to celebrate later in the yearΒ
. Not much point trying to celebrate now π€£π.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = Β£58,766 π± DEBT FREE 31 OCTOBER 2017 :T π
EMERGENCY FUND 1 = Β£50/Β£5,000. EMERGENCY FUND 2 = Β£10/Β£5,000.
CHRISTMAS SAVINGS = Β£0/Β£500. SEF = Β£1,400/Β£12,000 PREMIUM BONDS ME = Β£350. PREMIUM BONDS DH = Β£300.
HOLIDAY MONEY = Β£0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
When I was hanging up the washing in the garden I had plenty of opportunity to notice how many weeds we have. At least I'll have plenty of time to do weeding now, so I can get on with some when I'm feeling 100%.
I'm obviously feeling better as I've been sorting out rubbish and doing washing today. So as my working hours have been drastically cut I can focus on gardening and spring cleaning the house .
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = Β£58,766 π± DEBT FREE 31 OCTOBER 2017 :T π
EMERGENCY FUND 1 = Β£50/Β£5,000. EMERGENCY FUND 2 = Β£10/Β£5,000.
CHRISTMAS SAVINGS = Β£0/Β£500. SEF = Β£1,400/Β£12,000 PREMIUM BONDS ME = Β£350. PREMIUM BONDS DH = Β£300.
HOLIDAY MONEY = Β£0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Happy Birthday lovely
xxx
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thanks Jwil
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = Β£58,766 π± DEBT FREE 31 OCTOBER 2017 :T π
EMERGENCY FUND 1 = Β£50/Β£5,000. EMERGENCY FUND 2 = Β£10/Β£5,000.
CHRISTMAS SAVINGS = Β£0/Β£500. SEF = Β£1,400/Β£12,000 PREMIUM BONDS ME = Β£350. PREMIUM BONDS DH = Β£300.
HOLIDAY MONEY = Β£0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Sending birthday wishes, HHoD. I'm sure your garden will look lovely with the extra time you have to spend on it. It's good therapy & provides fresh air & exercise.....as well as a free boost of vitamin D if the sun's shining.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Thanks Foxgloves
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = Β£58,766 π± DEBT FREE 31 OCTOBER 2017 :T π
EMERGENCY FUND 1 = Β£50/Β£5,000. EMERGENCY FUND 2 = Β£10/Β£5,000.
CHRISTMAS SAVINGS = Β£0/Β£500. SEF = Β£1,400/Β£12,000 PREMIUM BONDS ME = Β£350. PREMIUM BONDS DH = Β£300.
HOLIDAY MONEY = Β£0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Happy Birthday HHD
A birthday celebration later on in the year is a fantastic idea. Meanwhile enjoy the books and the chocolate. Glad you're feeling a bit better. xx
6 -
Glad youβre feeling better π I keep noticing the cobwebs now Iβm working from home and the sun is shining πI get knocked down but I get up again (Chumbawamba, Tubthumping)6
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