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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Hope you're having a good holiday Hairy xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Hooray to getting the assignment done, well done
Enjoy your day out today and the rest of your week off.
I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Good news on the assignment AND the snowdrops HH - hope you enjoy the rest of your week off!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Thank you Badmemorybadmemory said:I hope you realise that it is a massive testament to your Mum that your stepdad wants to remarry. It may not seem like that to you at the moment, but it says he has been very happily married & that he hopes to be in that position again.My friend wants me to move in with him. He has been happily married twice & widowed twice. Unfortunately I have been unhappily married twice (not that I realised it the second time) & am not prepared to go that route again.. It's tempting to see it as being disloyal to my Mum with it happening so soon, but I think you're probably right and he wants to recreate the happiness he had with my Mum.
It's a hard decision for you with regard to your friend, but you know what's best for you. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
Thanks NicnakNicnak said:Hope you're having a good holiday Hairy x. It's certainly a busy one. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Thanks SASun_Addict said:Hooray to getting the assignment done, well done
Enjoy your day out today and the rest of your week off.. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Thanks EHEssexHebridean said:Good news on the assignment AND the snowdrops HH - hope you enjoy the rest of your week off!. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
I had a really nice day out yesterday. DH, DS1 and I went to a local market town with some independent shops for the day. I made sandwiches so we just had to buy coffees. We really enjoyed wandering around the shops and looking at all the interesting items. The only money I spent was £3 in a charity shop, but I enjoyed looking at everything. It just make a nice change, weather was mostly dry too for a change and it was good to spend some quality time with DH and DS1 .
Today I wanted to get another assignment done. I couldn't get to sleep for ages last night, I'm not sure why. Probably because I was thinking about my Mum as I went to that town several times with her so it had memories for me
. So I didn't get to sleep until about 1am which meant I slelpt in until 8.30am. I really didn't feel like starting on another assignment and felt as I was too tired to complete another one so soon, but I forced myself to start. By working really hard until 6.30pm I managed to finish it. I've uploaded both assignments to my learner portal and feel really pleased with myself now 🎉🎉🎉😁.
For the rest of the holiday I can do more relaxing things. I hope everyone has had a good Wednesday and isn't having trouble will all the flooding. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS7 -
Hurrah I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Thanks Beaniebeanielou said:Hurrah. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5
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