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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Thanks Beanie
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Good news that the professional doesn't think it's anything to worry about, but at least you're on their watch list now just in case and the have some numbers/test results if you do need to go back.
Hope the cough and cold clears up. I've had one for 3 weeks now and it's still not completely cleared up0 -
That’s good of the gp to let you know it nothing to worry about. In all honesty if you enjoy your potatoes I’d keep eating them unless of course you prefer sweet potatoes. I’d just up the vegetables and make my own pasta sauces etc. to freeze which aren’t full of added sugars.
Does your dh have to follow a specific diet for his diabetes or does he control it with meds. Many years ago when I left college I used to be the diet cook at a big hospital- in all honesty I have forgotten a lot about the specifics of the various diets. There were strict diets for all diabetics to follow yet when my friend was diagnosed a few years ago she was advised to eat normally and control it with meds....seems to be going back to controlling with diet again where possible though from what I’ve seen on tv. Interestingly friend has come off the meds after seeing a different doc who recommended the old style diet.....everything seems to go full circle....January spends - £587.580 -
That’s good of the gp to let you know it nothing to worry about.
There were strict diets for all diabetics to follow yet when my friend was diagnosed a few years ago she was advised to eat normally and control it with meds....seems to be going back to controlling with diet again where possible though from what I’ve seen on tv. Interestingly friend has come off the meds after seeing a different doc who recommended the old style diet.....everything seems to go full circle....
Good news from the GP.
I think a lot of things that the immediate response was take a tablet are being looked at again. Which I think is good news.
A few members of my family were teachers & they used to get to half term & end of term & THEN fall sick. My mother (in charge of booking holidays) never ever booked one for the first 2 weeks of summer because my father was always ill for at least the first week. Teaching was more stressful for my sister & I believe is a lot more stressful now. So anything you can do that helps you to de-stress please look into asap. Whilst what you are doing is very rewarding you must take care of yourself, especially with the other things you have on your plate.0 -
That's good news about the doctor
Have a great day today xx0 -
Excellent news and great that the Doctor let you know ASAP to stop you from worrying.
On the potato thing - you could just try not peeling them most of the time - i can very rarely be bothered to peel tatties - even for mash I mostly leave the skins on - that increases the fibre and makes them even better for you! (Having said that for me eating sweet potatoes would be no hardship at all as I love them!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
So glad you've seen your doctor and got a diagnosis, even though it may seem a little puzzling. Also glad that you have so many sensible followers who can give constructive advice.
I make pasta sauces from our own tomatoes and onions, plus a tin or two of chopped tomatoes. Basil is easy to grow and can be frozen. When the courgettes are plentiful, I add those in, label it ratatouille and have several pots for the winter. Homemade sauce tastes surprisingly wonderful considering how simple the ingredients are.0 -
Great news Hairy, I hope you are feeling much more reassured now. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Great news Hairy, I hope you are feeling much more reassured now. x
I agree:T
Just see it as a valuable wake up call. It's always best to nip problems in the bud and stop them getting worse. It has probably caused you to revamp your diet, not just yours but DH's too as you say he is diabetic. Sorry to be nosey (again:o) but is his diabetes a recent development and if so was he given a reason why it should have happened? If his is diet related it might be that something is amiss in your family's eating plan. Not being judgemental, I know just how hard it can be to produce the most healthy meals when money is very short. As my username might suggest, it's only recently that I have enough money available to not have to scrimp every day and have to put selected items back on the shelves because I haven't enough to pay for them at the till:o. We've always eaten as healthily as I could manage (lots of veg for instance which we grow ourselves and has helped the cashflow massively:j) and I've always cooked from scratch anyway. Good value quality protein was the biggest nightmare though.
I know you mentioned buying some of the Co-op 'deals' but I often looked at them when I was really strapped for cash but passed on them because they are often filling without having much nutritional value, sometimes being unhealthy such as Alphabites or whatever they're called. It was very rare that even more than a couple of the items in the deal were what I'd call healthy and it was cheaper and healthier to buy something else instead. Price can't always be the over-riding reason for buying food.
Hope you have a good day at school and that this horrendous rain that we've had for what seems like weeks hasn't been bothering you too much:beer:0 -
Finally_Solvent wrote: »
I know you mentioned buying some of the Co-op 'deals' but I often looked at them when I was really strapped for cash but passed on them because they are often filling without having much nutritional value, sometimes being unhealthy such as Alphabites or whatever they're called. It was very rare that even more than a couple of the items in the deal were what I'd call healthy and it was cheaper and healthier to buy something else instead. Price can't always be the over-riding reason for buying food.
I sometimes buy the coop deals too. I'm not under any illusion that they are healthy, but they are handy to have in the freezer. We don't eat them as a meal as bought, but different components are used at different times as part of other meals - which do have healthier accompaniments.
It would of course not be particularly healthy to eat only meals like that every day, but they are handy to have in the freezer for those days when time is short or just too tired to cook."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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