Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
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    Oh poor Mr SA that ticket didn't sound deserved :(.

    It has been a stressful week, but now I'm catching up on my sleep I'll be able to cope better with it all. Life never seems to stop throwing stress at DH and I, but we just have to keep coping with all the challenges :o.

    I'm looking forward to the weekend because I'm going to put up the Christmas decorations and make the house look lovely and festive :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 21,482 Forumite
    First Post Name Dropper Photogenic First Anniversary
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    Me too with the decorations. The tree arrived yesterday and it's beautiful. Plus very MSE in that it's a living tree and can be reused next year :)

    I think once one bad thing has happened others follow suit, very unfair :( Someone at work once said to me that I was special because "God only picks those who are strong enough to deal with the bad things" - my reply was he can pick on someone else now I've had enough!!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • HairyHandofDartmoor
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    Sun_Addict wrote: »
    Me too with the decorations. The tree arrived yesterday and it's beautiful. Plus very MSE in that it's a living tree and can be reused next year :)

    I think once one bad thing has happened others follow suit, very unfair :( Someone at work once said to me that I was special because "God only picks those who are strong enough to deal with the bad things" - my reply was he can pick on someone else now I've had enough!!

    Your tree sounds lovely SA :). I love Christmas.

    Life does seem to pick on some people more than others, but I guess we are strong because we have kept going :o. It would be nice to stop fighting and have a break sometimes though :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    Happy Friday and Happy December everyone. TGIF :).

    Today my plans are:

    Go for a walk
    Put on two lots of laundry
    Empty the kitchen bins
    Update our website
    Do work for a customer
    Keep an eye out for surveys
    Get out the advent calendars

    It's cold here but looks like it's going to be a bright day. As it's the first of December Christmas has started for me, so I'm going to change my computer wallpaper to a snow scene :xmassmile.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    That's my walk done and it was frosty but sunny :).

    Yesterday I did 10,418 steps, 40 floors and 27 active minutes :j.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Hope you're feeling a bit happier today

    Have a good day x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • HairyHandofDartmoor
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    Thanks Wannabe I do feel better. My walk always cheers me up. I won't let life beat me, no matter how hard it tries. I hope you have a good day today :).

    Today won't be a NSD as we have to pay £24 for DS3's UCAS application. Daylight robbery if you ask me :mad:. But we shouldn't need to buy anything else.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    Well I've achieved a few things from my list.

    Go for a walk - DONE
    Put on two lots of laundry - 1 LOT DONE
    Empty the kitchen bins - DONE
    Update our website - DONE
    Do work for a customer - PARTIALLY DONE
    Keep an eye out for surveys - DONE
    Get out the advent calendars

    The rest will have to wait until another day.

    DH is helping DS2 to book flights, hotel and travel insurance atm :eek:. One of the hardest things as a parent is helping your child to do something that they desperately want to do, but which you haved mixed feelings about :o.

    DS2 really wants to go to New Orleans, he hasn't had a proper holiday since he was 15, and he's been working hard and earning money for the past 18 months. So he deserves a lovely holiday, but we want him to be safe :o.

    Tonight I'm looking forward to vegetating in front of the telly, followed by lots of sleep and a lie in :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
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    How long is the America trip Hairy? Will he be back for Christmas?

    Glad you feel better today Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    edited 1 December 2017 at 10:38PM
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    He's going for a week and will be back home by the middle of December, so we'll have him home for Christmas :).

    He's staying in a good hotel bang in the middle of the tourist district, so he should be fairly safe there. He's going to stay with DH'S sister who lives only 10 minutes drive from Gatwick and she's going to make sure he gets a taxi to the airport in time.

    As long as he doesn't stray into the dodgy neighbourhoods and doesn't wander about on his own after dark then he should be ok hopefully :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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