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This Duo's debt free journey

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Comments

  • Willowtree222
    Willowtree222 Posts: 8,220 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You're quiet at the minute. I hope you are managing your anxiety and feeling ok?

    It's almost April, which I know was another big stepping stone for you. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Thanks for stopping by Nicnak, I'm ok and I will pop in to update properly soon. I do have lots to update on! Will try and update this evening.
    Change the way you see things and the things you see will change
  • Willowtree222
    Willowtree222 Posts: 8,220 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you are ok. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • ladymay
    ladymay Posts: 1,126 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hope you're ok DFD x
    2019 Aim: Save £10,000
    Don't sacrifice what you want most for what you want now
  • Willowtree222
    Willowtree222 Posts: 8,220 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you!!!8217;re ok xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How are things DFD? I hope you're feeling more cheerful. Lots of people suffer from low moods and anxiety at times, I know I do.

    Often developing coping strategies can help and these tend to be different for different people. I find spending time with family, walking and healthy eating help me.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Thank you all for stopping by. I have had a wonderful Easter and now I need to get right back to my revision, my exams are fast approaching. I have had a mixed few weeks, mostly good, but I need to clear my head and get my focus back in a few areas.

    So a pretty big update on my finances, I put in a complaint with my bank regarding a packaged bank account, this was rejected as it was just outside the time period to make a complaint, however, I had money appear in my bank account recently, I phoned the bank who told me it wasn't a mistake and the money was mine. I then had a letter turn up explaining that someone had looked over my complaint again and they decided to refund all of the fees I paid, plus interest! I was shocked for a little while and didn't touch the money but I have now been slowly paying it towards my debts.

    So, I am proud to say that over the next week or so the only debt I will have will be the overpayment I received that hasn't been asked for just yet. I need to look over my finances once I have cleared everything off to see how much I have left towards the overpayment to update my totals here.

    I will stop by for an update on amounts soon, I may get lost in revision over the next month or two but I will be back to update properly soon.

    Thank you again for all stopping by, it really means a lot to me and I promise I will stop by your diaries when I get a chance, I hope you are all well.
    Change the way you see things and the things you see will change
  • Willowtree222
    Willowtree222 Posts: 8,220 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That is fantastic news. Congrats on being debt free!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant news DFD you must be delighted :). Good luck with the revision.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brilliant news DFD

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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