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This Duo's debt free journey

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Works for me :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I think it would me too. I love books. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Not much to update but trying to keep myself on track.

    Today

    Try to finish Christmas shopping - 4 to go
    Wrap up remaining presents
    Start assignment due this week
    Tidy the house
    List some more things on eBay
    Change the way you see things and the things you see will change
  • Willowtree222
    Willowtree222 Posts: 8,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like a plan x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    I had a really lovely day yesterday and I am really in the festive spirit now.

    Yesterday

    Try to finish Christmas shopping - 4 to go Finished one, 3 to go
    [STRIKE]Wrap up remaining presents[/STRIKE]
    Start assignment due this week - Going to complete as much as I can of this today
    [STRIKE]Tidy the house[/STRIKE]
    List some more things on eBay Will hopefully do this today, had a target of listing 30 for the month, have done 15 so far

    Today

    Assignment
    eBay
    Change the way you see things and the things you see will change
  • EssexHebridean
    EssexHebridean Posts: 24,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh heck - Christmas shopping. Yes. Hmmm.

    Second hand books - they're a way of giving to charity as far as I'm concerned - I use a couple of local charity shops that do 50p paperbacks, then when I've read the books they pass on to Mum, and she does the same - then we each pass them back to one or other of the charity shops once we're done - so everyone wins! I have a handful of authors whose books I'll hang on to when bought but mostly they just get recycled round again.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    It is getting more crazy out there, I think I will get the remaining presents online so that I can avoid the shops!

    When you put it like that EH it really is a great way to give, I had a lot of books that I wasn't sure what to do with and passed them over to my mum, if she hasn't done anything with them yet I might take them to a charity shop, not all at once though as there were far too many for me to manage.

    I recently went through my amazon purchases and left reviews for everything, one of which I mentioned that the item might not last very long as the quality wasn't the best, I have now received an email saying that they are processing a refund (£6.99) and sending me a complimentary gift. I am extremely impressed by this service, I was not expecting anything whatsoever when I wrote the review.
    Change the way you see things and the things you see will change
  • Willowtree222
    Willowtree222 Posts: 8,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That's fantastic. A little gift too. It might make a Christmas present for you! X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Well I've just used the remainder of what I had sat in my amazon account (including the 6.99) to get another present out the way so no present for me but I do feel much better for almost having all of the presents bought and wrapped. I need to start building that up again so that I have something in there at all times ready for gifts.
    Change the way you see things and the things you see will change
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It does seem really busy at the moment at the shops and on the roads :eek:. I think I'll do as much as I can online too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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