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This Duo's debt free journey
Comments
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Works for me
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I think it would me too. I love books. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Not much to update but trying to keep myself on track.
Today
Try to finish Christmas shopping - 4 to go
Wrap up remaining presents
Start assignment due this week
Tidy the house
List some more things on eBayChange the way you see things and the things you see will change0 -
Sounds like a plan xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I had a really lovely day yesterday and I am really in the festive spirit now.
Yesterday
Try to finish Christmas shopping - 4 to go Finished one, 3 to go
[STRIKE]Wrap up remaining presents[/STRIKE]
Start assignment due this week - Going to complete as much as I can of this today
[STRIKE]Tidy the house[/STRIKE]
List some more things on eBay Will hopefully do this today, had a target of listing 30 for the month, have done 15 so far
Today
Assignment
eBayChange the way you see things and the things you see will change0 -
Oh heck - Christmas shopping. Yes. Hmmm.
Second hand books - they're a way of giving to charity as far as I'm concerned - I use a couple of local charity shops that do 50p paperbacks, then when I've read the books they pass on to Mum, and she does the same - then we each pass them back to one or other of the charity shops once we're done - so everyone wins! I have a handful of authors whose books I'll hang on to when bought but mostly they just get recycled round again.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
It is getting more crazy out there, I think I will get the remaining presents online so that I can avoid the shops!
When you put it like that EH it really is a great way to give, I had a lot of books that I wasn't sure what to do with and passed them over to my mum, if she hasn't done anything with them yet I might take them to a charity shop, not all at once though as there were far too many for me to manage.
I recently went through my amazon purchases and left reviews for everything, one of which I mentioned that the item might not last very long as the quality wasn't the best, I have now received an email saying that they are processing a refund (£6.99) and sending me a complimentary gift. I am extremely impressed by this service, I was not expecting anything whatsoever when I wrote the review.Change the way you see things and the things you see will change0 -
That's fantastic. A little gift too. It might make a Christmas present for you! XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Well I've just used the remainder of what I had sat in my amazon account (including the 6.99) to get another present out the way so no present for me but I do feel much better for almost having all of the presents bought and wrapped. I need to start building that up again so that I have something in there at all times ready for gifts.Change the way you see things and the things you see will change0
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It does seem really busy at the moment at the shops and on the roads :eek:. I think I'll do as much as I can online too.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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