We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

After all of your bills... how much do you have left over?

Just a general nosy question really. I've always wondered what the 'average' amount of money people have left over, after bills, is... and what do you do with it? What is a good ratio in terms of proportion of income used for bills?
«134

Comments

  • About £180 after all Credit cards are paid off :(
    What's yours is mine and what's mine is mine..
  • JReacher1
    JReacher1 Posts: 4,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    What do you call bills? Do you count the weekly food shop as a bill?
  • IAmWales
    IAmWales Posts: 2,024 Forumite
    Would be helpful to state weekly or monthly too, £180 a week would be a smiley face for most. ;)
  • Marvel1
    Marvel1 Posts: 7,478 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £300, after everything (monthly).
  • Fosterdog
    Fosterdog Posts: 4,948 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Around £1000 a month but we are overpaying the mortgage and trying to up our emergency fund as well as saving for some home improvements and holidays so a chunk of that is already allocated so I don't really class it as leftover, after set transfers at the end of the month just before payday I transfer everything except £50 to savings.
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 September 2017 at 7:36PM
    As a household I think around £2500 a month. Me personally maybe £400.00. Mine goes on holidays mainly. Hubby would either stick in savings, use on his hobby or again holidays etc.
    Forty and fabulous, well that's what my cards say....
  • z1a
    z1a Posts: 2,522 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    After essentials, about £500/week, after entertainment, paying for hols & generally buying stuff - sod all.
  • blues
    blues Posts: 275 Forumite
    Part of the Furniture 100 Posts
    £1800 a month. Split between overpaying mortgage, savings and holiday fund.
  • maman
    maman Posts: 30,183 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No idea really. I just spend on essentials ( and a few treats :D) getting the best prices I can.:money:

    Everything else goes to various accounts and stays there until we want to pay for a holiday or something expensive for our home.

    It's an impossible question to answer as what you spend and what's left over depends on income.
  • *max*
    *max* Posts: 3,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    maman wrote: »

    It's an impossible question to answer as what you spend and what's left over depends on income.

    Of course it is, but it's also a wonderful opportunity for people to casually mention how well off they are. :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.