Credit Club getting less accurate

OyzterShell

Hello, when I first signed up for the MSE Credit Club the report I got back matched up with reality but it has become more divorced from my actual situation as my finances have improved.

I think there are a few possible reasons for this

1. my Tesco Bank products (two current accounts, two CC accounts) aren't seen by the Credit Club, bit of a problem there as I think a lot of people here have products there

2. I am a low energy user and switch supplier accordingly, this, bizarrely gives me a bad score made worse by EBICo changing their suppliers

3. the credit utilization is just plain wrong, possibly because of 1 above, Tesco have a very good view of my financial situation and are offering me more credit

I'm not particularly bothered by the Credit Club report being inaccurate because the people that need to know are getting it right.

I'm just letting you, MSE, know that it is getting less accurate over time rather than more in some cases.

Otherwise, I happily recommend MSE to friends, et al.

OyzterShell

see

https://forums.moneysavingexpert.com/discussion/5760771

and others for more, so this isn't new.

I'm the sort of person that thinks it inappropriate to quote personal correspondence in public BUT I will be showing MSE's recalcitrance to fix something to a politician, so expect something in parliament in a month or two's time.

OyzterShell

if you are from MSE rather than a punter brokenlinkdl@moneysavingexpert.com is where some of the conversation has happened so far.