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Brother problems

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  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    edited 14 September 2017 at 9:02PM
    elsien wrote: »
    Unless I've misunderstood though, mum isn't taking any of Aaron's money. He isn't paying her any keep. Do you not think there is a possibility that she is applying for PIP for you to give you more money? I know it's not want you want her to do, but isn't it possible she believes she's doing it in your best interests?

    Hi Elsien

    You speak a lot of sense. That may be the case regarding me not paying her any keep as when you get to my age (25) you cannot leave at your parents and make use of their electricality, food, showers etc free of charge. Parents work hard for us and want it in my best interests to live a positive lifestyle.

    As of tonight, I'm going to pay her £25 per week through PayPal without consulting her whether it's a fair amount, which it sounds like it is - as way of apology to prevent her from moaning at me that I'm not paying her any rent, and just for the sake of living here with her as well.

    Because she's at work tonight too, so I guess it'll be a nice surprise for her too. I've not mentioned this, but she is a single parent and you know how that is, they struggle financially as well as mentally on their own and need aid from whoever they can get hold of, whether that be their sons/daughters.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Ames
    Ames Posts: 18,459 Forumite
    If you want to pay her it would be better to do it straight to her bank account. Paypal charge fees and you have to withdraw it, whereas a bank transfer is pretty much instant.
    Unless I say otherwise 'you' means the general you not you specifically.
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    edited 14 September 2017 at 10:27PM
    Ames wrote: »
    If you want to pay her it would be better to do it straight to her bank account. Paypal charge fees and you have to withdraw it, whereas a bank transfer is pretty much instant.

    PayPal don't charge no fees for sending to family and friends according to their app. I've literally just tried it and no fee was charged.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Ames
    Ames Posts: 18,459 Forumite
    I don't know if the rules are different for family and friends, but I know they don't charge anything to send money but they usually charge to receive it.
    Unless I say otherwise 'you' means the general you not you specifically.
  • If it doesn't feel right then don't do it. Trust your instincts. I'm lucky to have a very honest brother but he is held back in life by my over bearing father. However I have a very lazy sponging cousin so I do empathise with you. I wish you well with your decision.
  • Pollycat
    Pollycat Posts: 35,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Hi Elsien

    You speak a lot of sense. That may be the case regarding me not paying her any keep as when you get to my age (25) you cannot leave at your parents and make use of their electricality, food, showers etc free of charge. Parents work hard for us and want it in my best interests to live a positive lifestyle.

    As of tonight, I'm going to pay her £25 per week through PayPal without consulting her whether it's a fair amount, which it sounds like it is - as way of apology to prevent her from moaning at me that I'm not paying her any rent, and just for the sake of living here with her as well.

    Because she's at work tonight too, so I guess it'll be a nice surprise for her too. I've not mentioned this, but she is a single parent and you know how that is, they struggle financially as well as mentally on their own and need aid from whoever they can get hold of, whether that be their sons/daughters.
    Why paypal?

    Why not just give her the money?
    Or pop it in an envelope and leave it with her handbag?

    You seem to be making this more complicated than (I think) it needs to be.
  • Primrose wrote: »
    I should speak to your bank immediatelyand tell them yiunsuspect a family member may have named you as a guarantor without your permission. Better, still, take a letter down to your bank so that they have something in writing. An if you know garage in question phone them NOW and find out exactly how the information your brother gave them is being used
    I think, addressing your bank can help to siolve your problem. They can help you to keep your details in secure, so your brother won't be able use them.
  • maman
    maman Posts: 29,874 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not sure if I missed something but why only £25?

    Although I have little sympathy with your mother if she's fiddling the benefit system, you should be paying your way. That figure wouldn't cover even your share of food and household bills.
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    maman wrote: »
    Not sure if I missed something but why only £25?

    Although I have little sympathy with your mother if she's fiddling the benefit system, you should be paying your way. That figure wouldn't cover even your share of food and household bills.

    Because I work part-time on an eight hour contract and six hours at the other job, also part-time. That equates to £427 per month on a £7.05 NWM.

    If I paid £50 each week then that income wouldn't cover it as that would also mean I'd be out of pocket, because I have an expensive mobile phone contract to pay for as well as a monthly bus ticket.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I,m ex motor trade after 25 years Bmw and landrover and I was Finance and Insurance Business Manager throughout .
    If I were you I would get straight onto the finance house and voice your concerns because to me as other guys on here have said sounds that if he fails to pay YOU WILL !!!
    If you do not want to speak to your brother speak to the dealership/garage it was baought from or being bought from and get the name of the finance house OR failing that get them to HPI the reg number
    That will give the name of finance company and an agreement number if its that far ahead !!
    If you dont ? This could cost you a fortune and kill your credit rating too !!!!!
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