Mbna plevin

Halesowen_Kid

senote wrote: »

Okay, I submitted one of these plevin complaints, got an update to say they were looking into it, and today got a very poorly worded letter that, I think, means I am getting something, but instead of saying "we are giving you this much" it goes on about commission and 8% interest and historic interest, I'm a pretty smart guy and this was gibberish to me.

So my question, do I get all 3 amounts, less the 'UK withholding tax' or am I just getting the top amount or what?

Yes I received a letter today stating exactly the same, so it will be interesting to read replies to your post Senote as I'm baffled too.....

thegreenone

You get all three minus the tax. I got a cheque from MBNA about two weeks after receiving that letter. Happy New Year (by the time the cheque's cleared) to you both!

Halesowen_Kid

thegreenone wrote: »

You get all three minus the tax. I got a cheque from MBNA about two weeks after receiving that letter. Happy New Year (by the time the cheque's cleared) to you both!

Thank you for the good news & Merry Christmas to you....

Dcryer2b

I’ve received a payout from them.

Are all banks re-assessing PPI claims?

We had two claims refused on the mis-selling of PPI however, both companies have written to us telling us about these changes (we have since received £1200 from one of them).

My question is - do the companies that we’ve already received a refund for due to the mis-selling of PPI re-assess for the ‘plevin’ rule or do we have to re-submit a claim for this?

Thanks

[Deleted User]

Dcryer2b wrote: »

My question is - do the companies that we’ve already received a refund for due to the mis-selling of PPI re-assess for the ‘plevin’ rule or do we have to re-submit a claim for this?

Neither.

If your mis selling complaint was upheld, you have had all your money back, so there is no more to come.

[Deleted User]

Dcryer2b wrote: »

Are all banks re-assessing PPI claims?

Plevin only applies to rejected PPI complaints (and not even all of those qualify).

If you've had a successful PPI complaint then a full refund (plus interest) will already have been paid to you and so no further refund is due.

Deb27

Perhaps I'm being stupid or abit over cautious but my plevin letter from MBNA has requested mybank details but then I'm reading people have received cheques so why do they want details?

[Deleted User]

To pay you the redress.

[Deleted User]

Deb27 wrote: »

I'm reading people have received cheques so why do they want details?

So they can pay direct to your nominated account. Cheques take time to clear and have to be posted to you. Surely you want enable the quickest and simplest payment method?

thegreenone

Deb27 wrote: »

Perhaps I'm being stupid or abit over cautious but my plevin letter from MBNA has requested mybank details but then I'm reading people have received cheques so why do they want details?

I didn't understand that either because I am certain I've changed bank since I had my MBNA card. I was checking my bank account regularly in eagerness..... nothing, then a cheque arrived. Perhaps they check for DMP's/bankruptcy???????? Absolutely guessing here.