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Hope you start to feel better soon xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Wow, I hadn't realised some of the PA survey things had such a small number of participants. I guess that explains why they get filled up so quickly. I have other survey sites to fill in though, slowly building up to a little pot of something!
Oh Pauline, it sounds like you must have been really tired the other day to have fallen asleep! I hope you managed to get some tea
Kitty had a lovely time for her birthday, she just needs to sort out which day she wants to go for her spa as her present from me.
Life coaching is progressing, but slowly now I'm back at work, I don't want to overdo things and end up making myself ill again.
Hope everyone is having a good weekend! I've been playing boardgames with friends yesterday. Doing a bit of pottering around the house today, and I should also do a bit of food shopping. Might have to consider a different flavoured stew for this week, much as chicken is easy and tasty, we have had it rather a lot lately!#Frugal February : NSDs Target =16
Started here on 07 September 2017: Total:[STRIKE] £20,521[/STRIKE] £19847
Barclaycard: [STRIKE]£14659[/STRIKE] £14435 Oct 2017 HSBC Credit Card : [STRIKE]£3112[/STRIKE] £3012 Oct 2017
Overdraft: [STRIKE]350[/STRIKE] £0 Oct2017 MBNA : 2400
A journey of a thousand miles starts with a single step. I'm on my way!0 -
Good to heat you are back at work , as you say take things at your pace and look after yourself.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Good to hear that things are improving a bit healthwise and fingers crossed for the driving thing working out OK.
Glad Kitty had a fabulous 18th as well - that cake sounds amazing!
Mmmm...stew and dumplings. we've not had that so much as usual over this winter as yet as it's not fitted in so well with me tracking and logging my food - I'm planning to relax a bit on that next month though so will factor it in to a meal plan there I think!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Feeling more energised this week, ready to plan and go!
Managed a walk out in the countryside with friends yesterday, despite the miserable weather!
Doing better financially than I usually am at this time of the month.
Starting a little extra thing later, doing an hour or so of reception duties at the dance studio. If this works out, I'll have more money for saving/doing other things as it'll cancel out the monthly fees!#Frugal February : NSDs Target =16
Started here on 07 September 2017: Total:[STRIKE] £20,521[/STRIKE] £19847
Barclaycard: [STRIKE]£14659[/STRIKE] £14435 Oct 2017 HSBC Credit Card : [STRIKE]£3112[/STRIKE] £3012 Oct 2017
Overdraft: [STRIKE]350[/STRIKE] £0 Oct2017 MBNA : 2400
A journey of a thousand miles starts with a single step. I'm on my way!0 -
Almost the end of the month! It's been a struggle, with Christmas and Kitty's 18th.
I really need to have a couple of more careful, frugal months to get some savings growing!#Frugal February : NSDs Target =16
Started here on 07 September 2017: Total:[STRIKE] £20,521[/STRIKE] £19847
Barclaycard: [STRIKE]£14659[/STRIKE] £14435 Oct 2017 HSBC Credit Card : [STRIKE]£3112[/STRIKE] £3012 Oct 2017
Overdraft: [STRIKE]350[/STRIKE] £0 Oct2017 MBNA : 2400
A journey of a thousand miles starts with a single step. I'm on my way!0 -
Nearly there now xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Plan for this weekend - readjust and rejig the budget!
Going to try and put aside some of the monthly child benefit into separate account to try and have something stashed away for when Kitty leaves.#Frugal February : NSDs Target =16
Started here on 07 September 2017: Total:[STRIKE] £20,521[/STRIKE] £19847
Barclaycard: [STRIKE]£14659[/STRIKE] £14435 Oct 2017 HSBC Credit Card : [STRIKE]£3112[/STRIKE] £3012 Oct 2017
Overdraft: [STRIKE]350[/STRIKE] £0 Oct2017 MBNA : 2400
A journey of a thousand miles starts with a single step. I'm on my way!0 -
The Forum team tweeted the link to your diary yesterday T&K! :T That;s nearly your 15 minutes of fame right there!
Good plan to try to have some of the CB stashed for the future if you can - either to assist with her running costs while she's still at home but no longer eligible for CB payments or as you say, for when she leaves home altogether.
Come and join me in #Frugal February if you want to dial things back a bit - all comers will be welcome!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Oooh! Forum fame
That's what I was thinking with the CB money. I've about a year and a half to see what I can do.
I'll certainly give #Frugal february serious consideration!
Thanks EH!#Frugal February : NSDs Target =16
Started here on 07 September 2017: Total:[STRIKE] £20,521[/STRIKE] £19847
Barclaycard: [STRIKE]£14659[/STRIKE] £14435 Oct 2017 HSBC Credit Card : [STRIKE]£3112[/STRIKE] £3012 Oct 2017
Overdraft: [STRIKE]350[/STRIKE] £0 Oct2017 MBNA : 2400
A journey of a thousand miles starts with a single step. I'm on my way!0
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