A few questions about EGG...

Vidar

Hi Guys,

So I finally got a letter back from Canada Square Operations with the account numbers for both my egg loan and Card. Do I need to send a separate SAR for each account or should one cover both? Both accounts where closed pre 2004.

My question is am I able to claim back credit card and loan charges on accounts that where paid off and settled in 2004?

-taff

You don't need a SAR with the account number.

Send in your complaints.

[Deleted User]

Vidar wrote: »

My question is am I able to claim back credit card and loan charges on accounts that where paid off and settled in 2004?

What "charges" are you seeking to recoup? Charges are not reclaimable from any date. You were told this back in March when you asked about "Unfair charges". The Banks won their court case in 2009 and, since then, historical charges have not been recoverable .

However, if by "charges" you mean Payment Protection Insurance, then you can complain about any date you may have held a policy.
However, in order for the PPI to be refunded you'll have to show the insurance was somehow mis-sold to you.