Speeding Offence RR84061

System

Habib2342 wrote: »

how long will the points stay on my license and will this affect my insurance renewal next year ?

3 years and yes it will especially being that far over.

z1a

JustAnotherSaver wrote: »

Where do they pluck this figure of £440 from? I certainly don't earn £400 never mind £440.

And if they just go off your previous P60 to calculate a week then fair enough.


Out of interest what would they do with someone who didn't work? Someone who was on benefits? Someone who had recently lost their job but wasn't claiming benefits? They'd just charge a £440 fee anyway? Nothing more than just wondering that's all.


I hope i get offered a speed awareness course so i don't get hit with the fine. The points don't bother me as much as the fine does but at 42 in a 30 i don't think i'll get that option. I've read of other cases online where others claim to have been given the option at that speed in that limit but whether these people online are being honest or not is another matter.

I didn't pluck it, presumably some government minister did.

Mercdriver

wacko911 wrote: »

You have to tell the insurance company once the points on your licence. If you dont and have an accident they may well void your insurance and not pay out

Wow! You can read the OP's insurance docs from where you are? That must be amazing!

Seriously, different insurance companies require notification at different times. Some at renewal, some at conviction, and some when there is a pending prosecution. The OP should definitely check what notification is required by his insurance company by checking his documentation.

AdrianC

Habib2342 wrote: »

Back in April 2017 , i was caught by the police doing 50 mph in a 30mph restricted road.

Indefensible yes, but the court wants to charge me

The court doesn't want to charge you... The court HAS charged you.

...an extortionate £474 and 6 points on my licence for this violation which took them five months to issue the fine. . the fee consists of :

£85 -prosecutor costs - fair enough
Fined £354.00. -??????? what exactly is this ?

That's the fine that the magistrate felt was appropriate, based on your weekly income as declared to the court - or, if you didn't declare it, then a default is assumed.



Band B fine = 75%-125% (starting point 100%) of your weekly income.

Be thankful it was 50mph, not 51mph. Those most serious offences went up to Band C fine (125%-175%, start 150%) earlier this year.

To pay a surcharge to fund victim services of £35.00 - I would understand if I had injured someone or something but it was a sliproad coming off the motorway where the signage was not clear- i.e it had not reduce speed signage but had the 50 and 30 mph circle signs. Plus it was not a residential road so ...why ?

It's a standard national "victim surcharge", levied in all cases, whether there is a victim or not.

I live in NW London but the fine had been issued by Bromley Magistrates court which is in SE London- someone explain the logic in that ?

It's hardly Inverness, is it?

I accept the 6 points on my license as obviously the plea I made online was not enough to encourage the judge to show mercy for this serious indiscretion and I am not against paying a fine but I think the amount they have issued me is a bit excessive.

Oh, dear. Poor you.

I would've though something in the region of 100-200 pounds would be fair, but 474 is just :eek::eek::eek::eek::eek::eek:

The fine was £354. The rest is the cost of being found guilty of an offence in court.

A fixed penalty for a much lower amount over the limit is £100.

What are people thoughts ? should I contest it or suck it up like a man and pay it off ?

I think you know the answer, don't you?

Habib2342

Well it seems the gods are conspiring against me and are teaching me a very expensive lesson. I just phoned the insurance company and told them the details of the offence and now I have to pay them an extra £240 or risk having my insurance cancelled. There is no point in lying as if I had an accident, they will do their checks and find out I was lying and my policy would be cancelled ...

the motoring and UK law have well and truly spanked yours truly...

z1a

Habib2342 wrote: »

Well it seems the gods are conspiring against me and are teaching me a very expensive lesson. I just phoned the insurance company and told them the details of the offence and now I have to pay them an extra £240 or risk having my insurance cancelled. There is no point in lying as if I had an accident, they will do their checks and find out I was lying and my policy would be cancelled ...

the motoring and UK law have well and truly spanked yours truly...

No, I think you did it all by yourself.

Aretnap

JustAnotherSaver wrote: »

Where do they pluck this figure of £440 from? I certainly don't earn £400 never mind £440.

And if they just go off your previous P60 to calculate a week then fair enough.


Out of interest what would they do with someone who didn't work? Someone who was on benefits? Someone who had recently lost their job but wasn't claiming benefits? They'd just charge a £440 fee anyway? Nothing more than just wondering that's all.

£440 is (roughly) the national average weekly post tax income, which is why it's used.

If the offender has no income, or is reliant on benefits, then the guidelines treat him as having an income of (IIRC) £110/week - which effectively sets the minimum fine.

In any event it's not really relevant to you as you'll be offered a course of fixed penalty; only if you turned them down would you end up in front of the beam where the new guidelines would come into play.

Aylesbury_Duck

Habib2342 wrote: »

Well it seems the gods are conspiring against me and are teaching me a very expensive lesson. I just phoned the insurance company and told them the details of the offence and now I have to pay them an extra £240 or risk having my insurance cancelled. There is no point in lying as if I had an accident, they will do their checks and find out I was lying and my policy would be cancelled ...

the motoring and UK law have well and truly spanked yours truly...

Gods are conspiring against you? You make it sound as if you have no free will. I thought the fine was appropriate because it would make you think about how you might improve your driving, but actually, the fine wasn't enough because you're still of the belief that it wasn't your own doing.

Get a grip, accept your driving was below par and improve your speed awareness. Oh, and stop blaming other people/fairies/imaginary friends/whoever.

Manxman_in_exile

Habib2342 wrote: »

Well it seems the gods are conspiring against me and are teaching me a very expensive lesson. I just phoned the insurance company and told them the details of the offence and now I have to pay them an extra £240 or risk having my insurance cancelled. There is no point in lying as if I had an accident, they will do their checks and find out I was lying and my policy would be cancelled ...

the motoring and UK law have well and truly spanked yours truly...

You were doing 50 in a 30 limit. Your own fault. (PS - one of the purposes of UK law is to "spank" those who break it.)


Who are your insurers? Seems like a lot extra to avoid having your insurance cancelled.

Habib2342

hastings direct- they will be sending out an email and letters in the post detailing when I have to make the extra payment...

I accept it was my own doing but had no idea the penalty would be so harsh after 11 years of an unblemished driving record...still goes to show what will happen if you get complacent/take driving for granted....