Virgin Mobile Sim Only Credit Check!

biggysmaller

I have just tried to sign up for a 12-month Sim only deal worth £12 a month, and they did a hard credit check on my application - With a poor credit history, I failed.

I have never heard of a hard credit check on a Sim only deal before. It seems a bit harsh when there is no valuable phone involved or lengthy contract.

Are Virgin unique with this policy? Do the other's like BT Mobile do checks also?

Jon_01

I've seen acc's where they've run up over a grand in costs in 24 hours, so yes, there has to be a credit check. The cost of the phone isn't a factor.

Kernel_Sanders

Jon_01 wrote: »

I've seen acc's where they've run up over a grand in costs in 24 hours, so yes, there has to be a credit check. The cost of the phone isn't a factor.

Indeed, a mobile contract should be viewed as a liability and therefore not entrusted to children etc.

worried_jim

I would have been totally surprised if they hadn't done a credit check, that would have been reckless.

Op if your credit is shot go with Giffgaff.

biggysmaller

Which mobile providers do a soft credit check?

I have been with Three sim only for years and need to change due to signal issues.

Thanks.

mobilejunkie

Which is why they probably didn't do a credit search. All networks would for new customers, sim only or not. They are giving you a blank cheque book without limit so why wouldn't they???