New but not new - Year 1 of 5!

Betterthanever

Hello!! Well, as we will be increasing our mortgage a bit for the new house, we may well be finishing our mortgage a year later than originally expected, so we certainly won't be far off!

I'm so looking forward to the next five years....fingers crossed for you that rates don't go up in the next 12 months by any great margin! Mind you, my first mortgage in 1989 was at 16% so we are a long way off that kind of nightmare!! My first fixed rate was at 8% which I thought was amazing!!!

museumworker

Wonderful news on the new home :j And am sure those 9 months will fly by!

benbenandme

Fab news on the house, I remember your excitement when you got the current one

Betterthanever

Yes. The current house was the definite start of a new era....it was just what we needed as a newly "single" family. Now it's time for DH and I to have our forever home, and it is going to be the continuation of a life that has been fabulous for the last few years!!!

Betterthanever

Oh and another £5 from SB requested today.....happy Friday!!

Betterthanever

And another £5 requested today. Nice and steady does it!

So yesterday we signed the formal reservation papers for the new house, we're buying off plan so there was a lot of paperwork to go through but not a lot to actually see. Very exciting, though, and we are looking forward to seeing it all take shape and come together!

So tired today - so still in PJs watching the skiing on the TV while snow falls outside the window here - its the closest I will get to having my fix this winter, so it will have to do! Crazy neighbour opposite has just set off for a run, wearing a pair of shorts.....absolutely mad! :snow_laug

My mission to prove a point re free money has been working I think - DH now saves his receipts for scanning into shoppix etc, and no longer complains about "those stupid videos" on swagbucks! Instead he has signed up to Circle, has shopmium on his phone, and looks forward to adding more to my Amazon wishlist on the basis that we can save vouchers towards them. We all seccumb in the end :money::money:

Karmacat

That's brilliant, on all counts! I need to check some things with you, but my head is mush right now, so I won't blather. But I definitely love playing videos on my phone

skint_spice

Goodness, I now have two new (to me) diaries to catch up with! Good luck with MFWness x

Betterthanever

Hi there Skinty! Good to see you!!

Betterthanever

So.....its been a few days since I updated - busy busy busy! And stuff to report.....


Main news is that I have been offered, and have accepted, a new job. I am therefore working my 3 months notice in my current role - it is all very amicable, which I am very pleased about, and I am looking forward to an amazing challenge next year in the new place.


More money, but I'm sure I'm going to be earning it, but opportunities don't come along like this very often in my part of the UK so I felt I needed to take it now or not at all.


I'm excited for the future!


The new house has been officially reserved and solicitors instructed. The mortgage people have been informed of the job change and are ok with that, so it all seems to be going alright so far. It's almost going too well - a little disconcerting!


We're applying for the new mortgage on a 10 year basis - fixing for the first 5 - again, I would hope (especially with the new job) to clear the whole lot after 5 years.


I'm looking forward to 2018!!!