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New but not new - Year 1 of 5!

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  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding so positive.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Yup, it is! And today I was thinking about how last time I had a diary here I was using all the extra money just to either get by or fund the kids....this time it is for me and DH....and our future. It's all good stuff and I'm enjoying the ride. So far, at least!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's so brilliant, betterthan :) Foundations are rock solid now, so it really is onwards and upwards :):):)
    2023: the year I get to buy a car
  • It certainly feels more like that than it has for many a year! I've learned a lot during my time on DFW and hopefully can use it for nicer things in the future.

    Another £5 requested from SB. I've already reached my self imposed target for September, so if I can do this amount every month I shall be more than happy.

    Booked easyJet flights for our summer holiday this morning following a nudge from :money: in the newsletter. We were pleased with the cost which is a but less than I expected, even after pre booking seats and adding luggage, so it's all good :j
  • 42 days til I can remortgage.....I'm getting tetchy!!
  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on flights :)

    42 days will be past in a flash the rate this year is going.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • That's true. Nights are drawing in already....it was quite dark when I got off the bus home from work. I'll be remortgaged before I know it!

    More surveys done, receipts uploaded and jacket spuds cooking for dinner. I am happy :p
  • katep23
    katep23 Posts: 1,406 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    42 days til I can remortgage.....I'm getting tetchy!!

    I feel your pain :cool:
    If you do joint and want to use my referral code it is ha2d6

    Free ice cream for starters.....what's not to like!!

    Signed up using your referral :) Thanks for the cornettos!!
    More surveys done, receipts uploaded and jacket spuds cooking for dinner. I am happy :p

    Jacket spuds here too, good comfort food at this time of year.
  • Thank you for using my referral code! I'm loving these money off apps....really makes me think about what is going in my basket or trolley which can't be a bad thing!

    I've got my eye on a remortgage deal....just praying rates don't go up in the next 6 weeks after all this time!!
  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Can you not reserve the mortgage deal?
    I really dont know how these things work as you might have guessed :rotfl:

    Can you please do me a wee LTV sum please? 12, 000 / £155, 000.
    Thanks :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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