Metro Bank

System

wizzywig27 wrote: »

I read he got rejected for one account. He may feel that because he has a full account with offline debit card etc (maybe), he is worried that he wont get the same with a basic account?

You are simply guessing what the OP is seeking.
Santander do issue online debit cards, so this is hardly conclusive.

wizzywig27

Heng_Leng wrote: »

You are simply guessing what the OP is seeking.
Santander do issue online debit cards, so this is hardly conclusive.

Maybe I am making assumptions, but so are you.

You sure that Nationwide's basic bank account offers offline debit card transactions?

[Deleted User]

wiseonesomeofthetime wrote: »

Having been with Santander for a decade with no issues, I wonder what is the root cause for your desperation.


Your other posts do suggest an adverse Customer Service experience.


Is it an isolated one or a longstanding dispute?


Either way, good luck in your search for the holy grail.


It's not going to be easy if the reason for your malign of Santander is of a struggling financial stature.

Santander, on the whole have been an ok bank, but I recently had a problem which took them quite a while to sort out which resulted in me being out of pocket. It is all rectified now, but its left me with a sour taste in my mouth.


I am not struggling with finances, but like I mentioned above, I have a high utilisation of credit available.

System

wizzywig27 wrote: »

Maybe I am making assumptions, but so are you.

You sure that Nationwide's basic bank account offers offline debit card transactions?

Did I say they did or didn't for that matter?
It was only you speculating on the OPs need for an offline debit card.

System

redditrabbit wrote: »

I am not struggling with finances, but like I mentioned above, I have a high utilisation of credit available.

Refusal of a standard current account (by more than one provider) would suggest otherwise.

Even a basic account with Metro (or other provider) will often be up-gradable to a standard current account.