DC's on a mission to own Kingston

debt_cruncher

Forgot to say that our Nationwide account has been set up just waiting on the cards. So will soon be earning 5% on our OP savings.

Madcatgirl

Hiya - just had a read through, you're doing fab so far! My 5%s are all ending next month, so I need to find somewhere else to stash my cash!

debt_cruncher

Had a bit of a spendy weekend.

£9.61 at the vets
£45.00 on fuel
£10.00 on light bulbs
£61.88 on grocerys
£70.00 at FIL's birthday lunch.

Lunch was very nice today had budgeted £80 so £10 saving sent to the OP pot. We are a third of the way through the month and our budgets are looking good just need to keep an eye on the food budget.

I have send all our OP savings to our Flex Direct account so earning 5% interest :j

This week I need to cancel mobile phone contract and I should have another OP from wages tomorrow.

Enjoy the rest of your weekend.

DC

debt_cruncher

Just sent £50 to the OP pot and a NSD. Good start to the week.

DC

pinkypig

debt_cruncher wrote: »

Just sent £50 to the OP pot and a NSD. Good start to the week.

DC

Fab:) hope your week continues to go well

debt_cruncher

Weekly update


Spends this weekend included


£3.70 on hoover bags
£67.95 on curtains
£109.76 at S@insbury's included £15 Netflix card and some xmas presents
£12.00 on fuel


Curtains turned out to be cheaper than we thought. We need 90 inches by 54 inches but the ones we picked only came in 74 inch drop. So I said to hubby that we my get them turned up by a dressmaker. The lady in the shop was looking all through the curtains for the size we asked for and she said 90 by 54 and I stopped her and said let me see those and it was the size we needed. Result and no dressmaker fees.


We also got some pictures and hooks put up in the house over the weekend and it's the little touches which makes a house a home.


Food shopping has went over budget this week but we needed to stock up the freezer. So I am hoping that next week shopping will be lower to compensate. DH also informed me that he can get us 5% of our shopping every week as part of his employee benefits. You have to purchase a reloadable top up card and say you put £100 on it is only costs you £95. He also gets other benefits so I will have to have a good look at those. Every little helps.


I had 5 NSD's this week. I find I am good during the week but then spend a lot on the weekend. So am trying to do better and only buy essentials.


DC

debt_cruncher

Was chatting with DH this morning about setting some milestones and then having a treat. So we came up with the following list


1. Mortgage down to £55,000 (approx. Dec 2017) coffee and an expensive dessert at local cafe
2. Mortgage down to £50,000 (approx. May 2018) Day trip by train along the North Coast
3. Own 75 % of house. Mortgage £43,750 (approx. Nov 2018) Dinner in an expensive restaurant
4. Mortgage down to £36,000 (approx. July 19) Trip to Dublin zoo possibly with a 1 night stay (Big kids at heart )
5. Half way point Mortgage £30,000 (approx. Dec 2019) Trip to the theatre and dinner
6. Mortgage down to £25,000 (approx. May 2020) Purchase a 43inch smart TV
7. Only 10% left Mortgage £17,500 (approx. Jan 2021) Afternoon tea at a 5 star hotel
8. Mortgage down to £10,000 (approx. August 2021) Visit to Stonehenge
9. Mortgage down to £5,000 (approx. Feb 2022) One night stay in the UK
10. Mortgage paid off (approx. August 2022) Weekend break to Edinburgh


I was thinking to myself this morning that it would be nice to go back to Edinburgh. It was the first holiday DH and I went on when we were dating. So I said to DH what would you like to do to celebrate paying off the mortgage and he said a trip to Edinburgh. I starting laughing and told him that I was thinking the same think. It is sometimes quite strange how DH knows what I am thinking.


I think it is a good idea to have some treats along this journey and 5 years is not that long a time really. I can't wait to go for afternoon tea something I have wanted to do for years and hubby is looking forward to getting the new TV.


So what do you think a good idea to have milestones and treats?


DC

wishingthemortgaheaway

Loving that. (Just remember to save for the treats too)
I'm off to look at my 100 hole house colouring in sheet.

I'm going to go for a treat every 10 squares, what a shame I've only got £60 ish to go until the 10th square is coloured in.

He he.

debt_cruncher

Hi Wishing

I think is is good that the milestones are a good distance apart so that we can save for the treats but they are not too far apart if you know what I mean which keeps us motivated.

That's great that you are nearly at the 10th square. Have you thought what your treat will be?

DC

debt_cruncher

Well it's payday again and another £50 sent to the OP pot. I was reading on MSE that Sky was giving away a free Spider-Man DVD. So I ordered one and that can go towards our Christmas hampers. We are planning on doing a movie night hamper. Have a good week everyone.

DC